$265,000
Active18227 Eau Gallie Cir, Port Charlotte, FL 33948
3 beds · 2 baths · 1,601 sq ft
Open house
- Sat, Nov 14 · 10 AM–12 PM
Listing courtesy of REDFIN CORPORATION · MLS# A4712508
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover the perfect opportunity to own a newer construction home in Port Charlotte! Built in 2021, this 3-bedroom, 2-bathroom home features an open-concept floor plan with a desirable split-bedroom layout, offering both comfort and privacy. The kitchen features granite countertops, a center island, stainless steel appliances, and a convenient closet pantry, creating a functional space for everyday living and entertaining. The spacious primary suite includes a private bathroom with dual sinks and a walk-in shower. Additional features include hurricane shutters and a thoughtfully designed layout that maximizes functionality and living space. Conveniently located just a short drive from beautiful Gulf Coast beaches, shopping, dining, and numerous golf courses, this home offers a wonderful opportunity to enjoy everything Southwest Florida has to offer!
Facts
- Property type
- Single Family Residence
- Year built
- 2021
- Bathrooms
- 2 full
- Living area
- 1,601 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,548/yr
- Listed
- Nov 10, 2026
- MLS #
- A4712508
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18227 EAU GALLIE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,940
$1,340 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,340
- Property taxes
- $379
- Homeowners insurance
- $221
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,940
Over the life of the loan
- Loan amount
- $212,000
- Down payment
- $53,000
- Total interest
- $270,394
- Principal + interest paid
- $482,394
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18227 Eau Gallie Cir, Port Charlotte, FL 33948
Listing courtesy of REDFIN CORPORATION · MLS# A4712508 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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