$349,900
Active18374 Elgin Ave, Port Charlotte, FL 33948
4 beds · 2.5 baths · 1,695 sq ft
Open house
- Sun, Nov 1 · 2–4 PM
Listing courtesy of EMPIRE REALTY USA LLC · MLS# A4703347
70 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- three-car garage
- electric fireplace
- freestanding soaking tub
- covered lanai
- smart-key entry
- no HOA
- 10,000-square-foot lot
AI-selected highlights from the listing description below.
Virtually Staged. MOVE-IN READY NEW CONSTRUCTION | BUY WITH AS LITTLE AS 1% DOWN | NO HOA | 3-CAR GARAGE| NO FLOOD ZONE! Why wait to build when your dream home is ready today? This stunning 2025-built home offers 4 bedrooms, 2.5 bathrooms, 1,695 sq. ft., and modern luxury finishes throughout! INCREDIBLE BUYER INCENTIVES! Qualified buyers may purchase with as little as 1% down through the preferred lender, PLUS receive seller closing-cost assistance! Designed to impress, this open-concept home features luxury vinyl flooring, a beautiful chef-inspired kitchen with a quartz waterfall island, stainless steel appliances, contemporary cabinetry, and a stylish electric fireplace. The private primary suite offers a walk-in closet and a spa-inspired bathroom with dual vanities and a freestanding soaking tub. Enjoy Florida living with a covered lanai, spacious 10,000 sq. ft. lot, and an oversized 3-car garage. Additional highlights include smart-key entry, a 2-10 Home Buyers Warranty, NO HOA, and an available Elevation Certificate. The property is reported to be outside the designated high-risk flood zone. NEW CONSTRUCTION, UPSCALE FINISHES, AND EXCEPTIONAL BUYER INCENTIVES—ALL IN ONE HOME! Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 2 full, 1 half
- Living area
- 1,695 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $550/yr
- Listed
- Aug 15, 2026
- MLS #
- A4703347
Price & status history
- Listed for $359,900
- Price reduced to $349,900
- Status changed to Active Under Contract
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18374 ELGIN AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,107
$1,769 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,769
- Property taxes
- $46
- Homeowners insurance
- $292
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,107
Over the life of the loan
- Loan amount
- $279,920
- Down payment
- $69,980
- Total interest
- $357,023
- Principal + interest paid
- $636,943
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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18374 Elgin Ave, Port Charlotte, FL 33948
Listing courtesy of EMPIRE REALTY USA LLC · MLS# A4703347 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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