$277,900
Active18423 Alphonse Cir, Port Charlotte, FL 33948
3 beds · 2 baths · 1,115 sq ft
Listing courtesy of EXP REALTY LLC · MLS# C7529050
85 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- No HOA
- Tile flooring
- LVP flooring
- New roof 2023
- Enclosed rear patio
- Bonus third bedroom
- Extended driveway
AI-selected highlights from the listing description below.
Welcome to this charming move in ready home nestled in a desirable Port Charlotte neighborhood with NO HOA! **Don’t let the square footage fool you.** The attached one-car garage and enclosed rear patio have both been converted into additional space Offering a perfect blend of modern updates and everyday functionality, this home features a bright and inviting floor plan with neutral finishes, tile flooring throughout the main living areas, LVP flooring in the bedrooms, abundant natural light, and comfortable spaces for relaxing or entertaining. The galley kitchen features crisp white cabinetry, stainless steel appliances, and a convenient pass-through. The spacious primary suite offers a peaceful retreat with an en-suite bath, while the guest bedroom and second full bath on the opposite side of the house provide comfort and privacy for family or visitors. The converted garage currently serves as a bonus third bedroom with a separate entrance. The original garage door remains in place, providing the flexibility to convert the space back to a one-car garage if desired. The enclosed rear patio provides even more additional space to spread out and enjoy. Outside, you'll appreciate the spacious lot with room to create your dream outdoor oasis, add a pool, park your boat or RV, or simply enjoy the Florida sunshine. The extended driveway provides ample parking, while a NEW ROOF (2023) and accordion hurricane shutters offer added convenience and peace of mind during storm season. Conveniently located just minutes from shopping, restaurants, medical facilities, golf courses, Charlotte Sports Park, Port Charlotte Beach Park, boat ramps, and world-class fishing, with easy access to Boca Grande, Englewood Beach, and Manasota Key. Whether you're searching for a full-time residence, seasonal getaway, or investment property, this move-in ready Florida home offers flexibility, updates, and an ideal location. Don't miss your opportunity to own this wonderful Port Charlotte home. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1981
- Bathrooms
- 2 full
- Living area
- 1,115 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,003/yr
- Listed
- Jul 18, 2026
- MLS #
- C7529050
Price & status history
- Listed for $280,000
- Price reduced to $278,900
- Price reduced to $277,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18423 ALPHONSE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,970
$1,405 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,405
- Property taxes
- $334
- Homeowners insurance
- $232
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,970
Over the life of the loan
- Loan amount
- $222,320
- Down payment
- $55,580
- Total interest
- $283,557
- Principal + interest paid
- $505,877
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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18423 Alphonse Cir, Port Charlotte, FL 33948
Listing courtesy of EXP REALTY LLC · MLS# C7529050 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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