$24,500
Active18531 Fort Smith Cir, Port Charlotte, FL 33948
0.25 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7530355
54 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Bring your vision to life on this spacious lot in a quiet Port Charlotte neighborhood surrounded by waterfront homes. With public water and sewer available, this property offers a great opportunity to build the home you’ve been dreaming of without sacrificing convenience. Enjoy the peaceful atmosphere and refreshing Charlotte Harbor breezes, while still being just minutes from shopping, dining, entertainment, and major employment areas in both Port Charlotte and Punta Gorda. Whether you’re looking to build your Florida home, buy an investment property, or seasonal retreat, this location offers the perfect combination of peaceful surroundings and everyday convenience.
Facts
- Property type
- Land
- Lot size
- 0.25 acres
- Exposure
- North
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $569/yr
- Listed
- Sep 1, 2026
- MLS #
- C7530355
Price & status history
- Listed for $22,500
- Price increased to $24,500
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18531 FORT SMITH CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$371
$124 of that is principal & interest. 67% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $124
- Property taxes
- $47
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $371
Over the life of the loan
- Loan amount
- $19,600
- Down payment
- $4,900
- Total interest
- $24,999
- Principal + interest paid
- $44,599
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18531 Fort Smith Cir, Port Charlotte, FL 33948
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7530355 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when lots like this list?
New Port Charlotte lots up to $35,000. Free, and you can stop any time.
