$235,000
Pending18563 Fort Smith Cir, Port Charlotte, FL 33948
2 beds · 2 baths · 930 sq ft
Listing courtesy of EXIT KING REALTY · MLS# A4702313
53 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- screened pool and lanai
- new roof
- new pool cage
- fully furnished
- newer HVAC
- private pool home
AI-selected highlights from the listing description below.
Welcome to your own slice of Florida paradise at 18563 Fort Smith Circle! This beautifully maintained 2-bedroom, 2-bath POOL HOME is being sold FULLY FURNISHED, offering the perfect opportunity to simply bring your suitcase and start enjoying the Florida lifestyle from day one. Step outside to your private screened pool and lanai—an inviting outdoor retreat perfect for morning coffee, afternoon swims, sunset cocktails, and entertaining family and friends. Even better, several of the major improvements have already been taken care of, including a NEW ROOF (2024), NEW POOL CAGE (2024), and newer HVAC approximately 4–5 years old, providing added peace of mind for the next owner. Inside, the comfortable and welcoming floor plan is filled with natural light and comes furnished for an easy transition into your new Florida home. Whether you're looking for a full-time residence, winter escape, or investment opportunity, this property delivers the combination buyers are searching for—a private pool, furnishings, major recent improvements, and easy Florida living. Conveniently located near shopping, dining, golf, boating, medical facilities, and everything the Gulf Coast has to offer, with beautiful beaches and waterfront destinations just a drive away. Fully furnished. Private pool. Major updates already completed. Your Florida escape is ready—just bring your suitcase!
Facts
- Property type
- Single Family Residence
- Year built
- 1991
- Bathrooms
- 2 full
- Living area
- 930 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,316/yr
- Listed
- Aug 4, 2026
- MLS #
- A4702313
Price & status history
- Listed for $235,000
- Status changed to Pending
- Status changed to Active
- Status changed to Pending
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18563 FORT SMITH CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,665
$1,188 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,188
- Property taxes
- $276
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,665
Over the life of the loan
- Loan amount
- $188,000
- Down payment
- $47,000
- Total interest
- $239,784
- Principal + interest paid
- $427,784
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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18563 Fort Smith Cir, Port Charlotte, FL 33948
Listing courtesy of EXIT KING REALTY · MLS# A4702313 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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