$25,000
Active18641 Alphonse Cir, Port Charlotte, FL 33948
0.23 acre lot
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7528725
98 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- cleared vacant lot
- city water
- established neighborhood
- Charlotte Harbor access
- Gulf beaches nearby
AI-selected highlights from the listing description below.
Build the HOME you've always envisioned on this ALREADY CLEARED vacant lot located in a quiet, established neighborhood of Port Charlotte. CITY WATER. Whether you're ready to build your forever home, a seasonal retreat, or an investment property, this homesite offers the perfect opportunity to bring your vision to life. Conveniently located with easy access to SHOPPING, RESTAURANTS, GOLF COURSES, MEDICAL FACILITIES, PARKS, and everyday conveniences, you'll enjoy the best of Southwest Florida living while still having a peaceful place to call home. The beautiful Charlotte Harbor, Downtown Punta Gorda, and the area's stunning Gulf beaches are all just a short drive away, offering endless opportunities for boating, fishing, dining, and entertainment. With no existing home to remove, this property is a blank canvas ready for your custom design. Whether you're looking to build now or invest in one of Southwest Florida's fastest-growing communities, this lot presents an outstanding opportunity. Don't miss your chance to own a piece of PARADISE in the heart of Port Charlotte and start planning your future today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $556/yr
- Listed
- Jul 22, 2026
- MLS #
- C7528725
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18641 ALPHONSE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$373
$126 of that is principal & interest. 66% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $126
- Property taxes
- $46
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $373
Over the life of the loan
- Loan amount
- $20,000
- Down payment
- $5,000
- Total interest
- $25,509
- Principal + interest paid
- $45,509
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18641 Alphonse Cir, Port Charlotte, FL 33948
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7528725 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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