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$238,000

Active

18671 Kerrville Cir, Port Charlotte, FL 33948

2 beds · 1.5 baths · 1,152 sq ft

Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6288398

597 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Metal roof
  • Detached garage/workshop
  • 220v electric
  • Waterfront community
  • Mature fruit trees
  • Koi pond
  • Centennial oak trees

AI-selected highlights from the listing description below.

Opportunity to own an insurable, abundantly landscaped 0.25 acre, 2 bedroom, 1.5 bath home with additional office room and a 682 sqft detached garage/workshop in a peaceful waterfront community.  Great neighborhood for walks and bikes. Boat ramp, Schools, post office, government buildings, shopping, mall and Port Charlotte beach all within 5 miles! Gulf beaches within 20 miles.  This 1,100 sq-ft North facing home has a new, well ventilated, Metal Roof, new a/c air ducts with UV ionizer and recently upgraded Central heat and air units. The exterior decorative corner coining and shutters are hand-crafted concrete architecturals. Another room with a large window in the other garage attached to house easily converts to a third guest bedroom, office or den with separate side door entrance from garage and attic stairs for additional storage.  Newly upgraded kitchen cabinets floor to ceiling, Pantry and new fixtures for bathroom sinks. Huge 22 x 31 ft Detached garage/workshop has Twelve foot walls, insulation, 220v electric and a decorative paver floor. 2 @ 10x10 roll-up doors, 3 man doors with windows, 4 decorative windows and thermal automatic gable vent fans complete this workshop/garage. A separate driveway entrance to detached 682 sq-ft garage will not disturb fenced back yard.  An additional 10x11 storage shed just behind house and another playhouse or garden-house storage. Metal Hurricane window shutters are easily installed with wing nuts and artist painted to match the home if left on while you are away. Enjoy the unique landscaping providing 70% shade at all times! A fenced Backyard for family, pets and parties. Additionally large patios of pavers and 2 concrete tables makes shaded garden living enjoyable. One centennial oak surrounded by pavers and decorative palms shades the backyard gardens. A nice garden area in the East side backyard. Two additional centennial oak trees frame the front yard providing shade for numerous birds, flowering plants, herbs and a central tiled concrete seating area. A smaller picket fence frames the front landing, just behind a koi pond. A Large paver patio adjacent to back of home is a great place under canopy for picnic table or your future screened lanai/pool. Numerous herbs and fruiting trees are maturing in your garden of Eden. This sub-tropical home has these and more: Papayas, moringa, avocado, citrus, banana, tamarin, lemongrass, ginger, Thai Basel, dragon fruit, miracle leaf, coconut, mangoes, etc. large star lilies frame the property side lines.  Sold As is and partially furnished option. Currently owner occupied. Additional time to move after closing would be mutually beneficial.  The sellers are dedicated to a smooth and fair transition for you and your family. Onlyvserious inquiries wilk be entertained.

Facts

Property type
Single Family Residence
Year built
1984
Bathrooms
1 full, 1 half
Living area
1,152 sqft
Lot size
0.23 acres
Private pool
No
Exposure
North
Furnished
Partially
Flood zone
9AE
CDD
No
55+ community
No
Annual taxes
$1,376/yr
Listed
Mar 10, 2025
MLS #
O6288398

Price & status history

  1. Listed for $249,000
  2. Price reduced to $238,000from $239,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 18671 KERRVILLE CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,518

$1,203 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,203
Property taxes
$115
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,518

Over the life of the loan

Loan amount
$190,400
Down payment
$47,600
Total interest
$242,845
Principal + interest paid
$433,245
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

18671 Kerrville Cir, Port Charlotte, FL 33948

Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6288398 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]