$900,000
Active18702 Arapahoe Cir, Port Charlotte, FL 33948
4 beds · 3.5 baths · 2,474 sq ft
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4711369
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Sail away to effortless coastal living in this brand-new, move-in-ready 4-bedroom, 3.5-bath waterfront canal home offering 2,474 square feet of true sailboat access. Inside, 12-foot ceilings and tray ceiling details create an open, light-filled atmosphere, while water views enhance the coastal setting. The living, dining, and kitchen areas flow together seamlessly and are anchored by a chef’s kitchen equipped with premium Bosch appliances and a striking waterfall-edge island. The split-bedroom layout provides privacy and flexibility, including a versatile guest suite with an ensuite bath. The owner’s suite features dual walk-in closets, a freestanding soaking tub, a frameless glass walk-in shower, and direct access to the expansive lanai. Designed for effortless outdoor living, the exterior space includes an outdoor kitchen and serene canal views. With no fixed bridges and no HOA or CDD fees, the property offers quick boating access to open water and the freedom of lifestyle without association restrictions. Additional features include a heavy-duty metal roof, impact windows, spray-foam insulation, a newer concrete seawall, an oversized EV-ready garage with an epoxy floor, and professionally designed landscape lighting. Completely finished and ready for your enjoyment. *** One or more photo(s) has been virtually staged.
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 3 full, 1 half
- Living area
- 2,474 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Saltwater, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,829/yr
- Listed
- Oct 29, 2026
- MLS #
- A4711369
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18702 ARAPAHOE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,453
$4,551 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,551
- Property taxes
- $152
- Homeowners insurance
- $750
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,453
Over the life of the loan
- Loan amount
- $720,000
- Down payment
- $180,000
- Total interest
- $918,320
- Principal + interest paid
- $1,638,320
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18702 Arapahoe Cir, Port Charlotte, FL 33948
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4711369 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 4 bedrooms up to $1,125,000. Free, and you can stop any time.
