$515,000
Active1889 Saddlewood Cir, Port Charlotte, FL 33953
4 beds Β· 3 baths Β· 2,217 sq ft
Listing courtesy of REALTY HUB Β· MLS# A4704920
49 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
PRIME LAKEFRONT SETTING + BRAND-NEW SALTWATER POOL & SPA! Enjoy one of the most desirable and expansive lake views in sought after Biscayne Landing community, perfectly positioned along the wider portion of the lake to create an exceptional water backdrop from your brand-new outdoor oasis. This beautifully maintained 4-bedroom home, or 3-bedroom plus office/den, offers 3 full baths and an outstanding Florida indoor-outdoor lifestyle. From the moment you enter, the spacious foyer welcomes you into an open, airy floor plan filled with natural light. Sleek tile flooring flows throughout the main living areas, creating a clean and cohesive feel. The contemporary kitchen features beautiful granite countertops with ample seating, stainless steel appliances, abundant cabinetry, and plenty of room for casual dining or entertaining. The true showstopper is outside! Step through to the spacious screened lanai and take in the wide, peaceful lake views overlooking the brand-new heated saltwater pool and spa. Designed to maximize both the view and outdoor living experience, this private retreat is perfect for relaxing poolside, entertaining guests, or enjoying breathtaking sunsets over the water. With the combination of the premium lakefront setting and brand-new pool and spa, this is a backyard you will want to enjoy year-round. Additional highlights include NO CDD fees and Flood Zone X, meaning no flood insurance required. The HOA further enhances the lifestyle including: lawn care, high-speed internet, and irrigation. Residents enjoy a gated community with resort-style amenities including a fitness center, heated community pool, pickleball courts, covered gathering area, and sidewalks throughout the neighborhood. Ideally located just minutes from beaches, shopping, restaurants, sports parks, walking trails, and a newly developing retail center, with everyday conveniences and recreation approximately 10 minutes away. Exceptional lake views, a brand-new heated saltwater pool and spa, and resort-style community amenities make this a truly special opportunity to enjoy the best of Florida living. (Photos were taken while the home was furnished).
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 3 full
- Living area
- 2,217 sqft
- Lot size
- 0.16 acres
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,182/yr
- Monthly fees
- $265/mo
- Listed
- Sep 9, 2026
- MLS #
- A4704920
Price & status history
- Listed for $534,900
- Price reduced to $525,000
- Price reduced to $515,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1889 SADDLEWOOD CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,730
$2,604 of that is principal & interest. 30% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,604
- Property taxes
- $432
- Homeowners insurance
- $429
- Flood insurance
- $0
- HOA / condo fees
- $265
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,730
Over the life of the loan
- Loan amount
- $412,000
- Down payment
- $103,000
- Total interest
- $525,483
- Principal + interest paid
- $937,483
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1889 Saddlewood Cir, Port Charlotte, FL 33953
Listing courtesy of REALTY HUB Β· MLS# A4704920 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 4 bedrooms up to $645,000. Free, and you can stop any time.



