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Lasbury Tracy Realty Inc
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$515,000

Active

1889 Saddlewood Cir, Port Charlotte, FL 33953

4 beds Β· 3 baths Β· 2,217 sq ft

Listing courtesy of REALTY HUB Β· MLS# A4704920

49 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

PRIME LAKEFRONT SETTING + BRAND-NEW SALTWATER POOL & SPA! Enjoy one of the most desirable and expansive lake views in sought after Biscayne Landing community, perfectly positioned along the wider portion of the lake to create an exceptional water backdrop from your brand-new outdoor oasis. This beautifully maintained 4-bedroom home, or 3-bedroom plus office/den, offers 3 full baths and an outstanding Florida indoor-outdoor lifestyle. From the moment you enter, the spacious foyer welcomes you into an open, airy floor plan filled with natural light. Sleek tile flooring flows throughout the main living areas, creating a clean and cohesive feel. The contemporary kitchen features beautiful granite countertops with ample seating, stainless steel appliances, abundant cabinetry, and plenty of room for casual dining or entertaining. The true showstopper is outside! Step through to the spacious screened lanai and take in the wide, peaceful lake views overlooking the brand-new heated saltwater pool and spa. Designed to maximize both the view and outdoor living experience, this private retreat is perfect for relaxing poolside, entertaining guests, or enjoying breathtaking sunsets over the water. With the combination of the premium lakefront setting and brand-new pool and spa, this is a backyard you will want to enjoy year-round. Additional highlights include NO CDD fees and Flood Zone X, meaning no flood insurance required. The HOA further enhances the lifestyle including: lawn care, high-speed internet, and irrigation. Residents enjoy a gated community with resort-style amenities including a fitness center, heated community pool, pickleball courts, covered gathering area, and sidewalks throughout the neighborhood. Ideally located just minutes from beaches, shopping, restaurants, sports parks, walking trails, and a newly developing retail center, with everyday conveniences and recreation approximately 10 minutes away. Exceptional lake views, a brand-new heated saltwater pool and spa, and resort-style community amenities make this a truly special opportunity to enjoy the best of Florida living. (Photos were taken while the home was furnished).

Facts

Property type
Single Family Residence
Year built
2022
Bathrooms
3 full
Living area
2,217 sqft
Lot size
0.16 acres
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$5,182/yr
Monthly fees
$265/mo
Listed
Sep 9, 2026
MLS #
A4704920

Price & status history

  1. Listed for $534,900
  2. Price reduced to $525,000
  3. Price reduced to $515,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1889 SADDLEWOOD CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,730

$2,604 of that is principal & interest. 30% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,604
Property taxes
$432
Homeowners insurance
$429
Flood insurance
$0
HOA / condo fees
$265
Mortgage insurance (PMI)
$0
Total per month
$3,730

Over the life of the loan

Loan amount
$412,000
Down payment
$103,000
Total interest
$525,483
Principal + interest paid
$937,483
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1889 Saddlewood Cir, Port Charlotte, FL 33953

Listing courtesy of REALTY HUB Β· MLS# A4704920 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]