$229,500
Active18970 McGrath Cir, Port Charlotte, FL 33948
3 beds · 2 baths · 933 sq ft
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7533214
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PACKED WITH UPGRADES!! MOVE-IN READY!! FULLY FURNISHED! Designed for low-maintenance living, this property has been thoughtfully updated with major improvements throughout. Recent upgrades include a NEW ROOF, HURRICANE IMPACT WINDOWS AND DOORS, a 2017 A/C SYSTEM, a NEW WATER HEATER (2024), and NEW KITCHEN APPLIANCES (2024). Additional enhancements such as a NEW FRONT DOOR, NEW GARAGE DOOR, and NEW GARAGE DOOR OPENER provide added curb appeal and everyday convenience. This beautifully maintained 3 BEDROOM, 2 BATHROOM HOME offers the perfect combination of modern improvements, peace of mind, and everyday convenience. Located in a quiet, established neighborhood just minutes from shopping, dining, medical facilities, parks, and nearby waterfront recreation, this home is ready for you to move in and start enjoying the Florida lifestyle from day one. Inside, you'll find a bright, functional floor plan with comfortable living spaces and easy-to-maintain finishes. Being offered FULLY FURNISHED, this home is ideal for full-time residents, seasonal homeowners, or investors looking for a truly turnkey opportunity. Step outside and discover even more value. A NEW PRIVACY FENCE INSTALLED IN 2024 creates a secluded backyard retreat, while the NEW STORAGE SHED provides plenty of room for tools, lawn equipment, and outdoor gear. A 12-FOOT DOUBLE GATE and DRIVEWAY APRON on the south side of the property offer convenient access for storing a BOAT, TRAILER, RV, OR OTHER RECREATIONAL EQUIPMENT securely within the fenced yard. With NO HOA, you'll enjoy the freedom to make the most of your property without unnecessary restrictions. Whether you're entertaining guests, relaxing outdoors, or simply enjoying the additional space, the backyard offers endless possibilities. Whether you're searching for a primary residence, seasonal escape, investment property, or downsizing opportunity, this home checks all the boxes. Combining MAJOR SYSTEM UPDATES, STORM-READY FEATURES, FURNISHINGS INCLUDED, and a highly convenient location, this is a rare opportunity to own a truly move-in-ready home with exceptional value. DON'T MISS YOUR CHANCE TO MAKE THIS BEAUTIFULLY UPDATED HOME YOURS—SCHEDULE YOUR PRIVATE SHOWING TODAY!
Facts
- Property type
- Single Family Residence
- Year built
- 1984
- Bathrooms
- 2 full
- Living area
- 933 sqft
- Lot size
- 0.24 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,616/yr
- Listed
- Nov 9, 2026
- MLS #
- C7533214
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18970 MCGRATH CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,578
$1,160 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,160
- Property taxes
- $218
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,578
Over the life of the loan
- Loan amount
- $183,600
- Down payment
- $45,900
- Total interest
- $234,172
- Principal + interest paid
- $417,772
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18970 McGrath Cir, Port Charlotte, FL 33948
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7533214 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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