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$1,990,000

Active

1921 Monte Carlo Dr #701, Sarasota, FL 34231

3 beds · 3 baths · 2,649 sq ft

Listing courtesy of PREFERRED SHORE LLC · MLS# A4711093

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

LUXURY WATERFRONT PENTHOUSE WITH EXPANSIVE 1,000 SQ. FT. PRIVATE TERRACE/BALCONY IN PHILLIPPI LANDINGS! Experience waterfront living in this beautifully renovated 7th-floor penthouse at Phillippi Landings, one of Sarasota's desirable gated waterfront communities. Offering 2,649 sq. ft. of living space, 3 bedrooms, 3 full bathrooms, and an extraordinary approximately 1,000 sq. ft. private terrace and second screened-in balcony, this residence features breathtaking panoramic views of Phillippi Creek, the Intracoastal Waterway, and surrounding waterways. Enjoy direct elevator access from the secured parking garage into your private residence. An elegant foyer opens to a spacious, light-filled great room showcasing new luxury vinyl flooring throughout the living areas and bedrooms, custom tray ceilings, crown molding, designer lighting, recessed lighting, and architectural details. A separate formal dining room and private screened balcony overlooking the water complete the inviting living spaces. The renovated gourmet kitchen features 48-inch cabinetry, quartz countertops, an island cooktop with stainless steel hood, built-in appliances, and a Butler's pantry with an additional oven, washer & dryer. The thoughtfully designed three-way split-bedroom floor plan offers privacy for residents and guests. The spacious primary suite features soaring ceilings, designer lighting, a sitting area overlooking Phillippi Creek, and two walk-in closets with California-style built-ins. The luxurious primary bathroom includes separate marble vanities, custom cabinetry, a garden soaking tub, and a marble-finished walk-in shower. An additional den or reading room opens directly to the outdoor terrace. One guest bedroom features a private bathroom and terrace access, while the third bedroom and additional full bathroom are located on the opposite side of the residence. The remarkable 1,000 sq. ft. private terrace is the centerpiece of this penthouse! Partially covered and surrounded by beautiful waterfront scenery, this expansive outdoor retreat is perfect for entertaining, outdoor dining, relaxing, and enjoying Sarasota's coastal lifestyle. Open-air grilling is permitted. Phillippi Landings offers gated access, a clubhouse with catering kitchen, fitness center, heated pool, spa, dog park, BBQ area, and kayak launch. Boat docks may be available for separate purchase when offered for sale. Phillippi Creek connects to Roberts Bay, Sarasota Bay, and the Gulf of Mexico through Big Pass. Ideally located under 4 miles from Downtown Sarasota and the world-renowned beaches of Siesta Key, this residence offers convenient access to Sarasota's coastal attractions, dining, and recreation. Featuring a beautifully renovated interior, new luxury vinyl flooring, whole-property water filtration, direct elevator access, a two-car garage, and an extraordinary waterfront terrace, this penthouse offers an exceptional opportunity for luxury Sarasota living. Some designer furnishings are included. Schedule your private showing today!

Facts

Property type
Condominium
Year built
2006
Bathrooms
3 full
Living area
2,649 sqft
Lot size
0.46 acres
Waterfront
Yes · 200 ft
Water access
Bay/Harbor, Bayou, Canal - Saltwater, Creek, Intracoastal Waterway
Water view
Yes
Private pool
No
Exposure
West
Furnished
Partially
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$11,842/yr
Monthly fees
$1,267/mo
Listed
Nov 4, 2026
MLS #
A4711093

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1921 MONTE CARLO DR #701. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$13,975

$10,063 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$10,063
Property taxes
$987
Homeowners insurance
$1,658
Flood insurance
$0
HOA / condo fees
$1,267
Mortgage insurance (PMI)
$0
Total per month
$13,975

Over the life of the loan

Loan amount
$1,592,000
Down payment
$398,000
Total interest
$2,030,508
Principal + interest paid
$3,622,508
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1921 Monte Carlo Dr #701, Sarasota, FL 34231

Listing courtesy of PREFERRED SHORE LLC · MLS# A4711093 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Nov 5 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 4, 2026, 4:46 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]