$239,900
Active19300 Water Oak Dr #102, Port Charlotte, FL 33948
2 beds · 2 baths · 1,227 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7521931
253 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- screened lanai
- freshwater canal view
- gated community
- impact glass windows
- detached storage unit
- interior laundry
- heated community pool
- lakeside walking path
AI-selected highlights from the listing description below.
PRICE REDUCED! THIS IS A MUST SEE! Beautiful almost totally upgraded first-floor condo located in popular gated Heritage Oak Park community. This spacious 1,227 sq. ft. home under air offers 2 bedrooms, 2 bathrooms, and a generously sized screened lanai overlooking a freshwater canal. Low quarterly fees of $925 and not in a flood zone. Includes assigned carport and detached storage unit. Fully updated with nothing to do but move in—features include storm door, tile floors in foyer, kitchen, hallway, and baths, laminate floors in great room, dining, and bedrooms, freshly painted interior, refaced white kitchen cabinets with quartz counters, newer stainless appliances, backsplash, undercabinet lighting, built-in pantry, plantation shutters throughout, and updated lighting fixtures and ceiling fans throughout. The master suite has lanai access with privacy blinds in door, blackout shades, a large walk-in closet, and an ensuite bath with a new walk-in shower, handicap bar, glass barn-style shower door, dual sinks, vanity w/solid surface counter, and linen closet. The split-bedroom layout offers a second updated bath with walk-in shower, solid surface counter on vanity, and newer toilet. Interior laundry fits full-size washer/dryer and has built-in cabinets for storage, plus a 40-gallon water heater. New A/C and heat in 2023, roof in 2022, and new carports in 2024. Impact glass windows and Kevlar lanai shade provide hurricane protection. Heritage Oak Park offers a peaceful, oak-filled setting with quick access to shopping and dining, plus amenities like a clubhouse, heated pool, library, billiards, fitness center, shuffleboard, bocce, tennis and pickleball courts, a lakeside walking path, and an activities director with plenty of events.
Facts
- Property type
- Condominium
- Year built
- 2001
- Bathrooms
- 2 full
- Living area
- 1,227 sqft
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $3,408/yr
- Monthly fees
- $308/mo
- Listed
- Feb 16, 2026
- MLS #
- C7521931
Price & status history
- Listed for $254,900
- Price reduced to $239,900from $249,900
Virtual tour
- Matterport 3-D tourmy.matterport.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 19300 WATER OAK DR #102. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,005
$1,213 of that is principal & interest. 39% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,213
- Property taxes
- $284
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $308
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,005
Over the life of the loan
- Loan amount
- $191,920
- Down payment
- $47,980
- Total interest
- $244,783
- Principal + interest paid
- $436,703
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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19300 Water Oak Dr #102, Port Charlotte, FL 33948
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7521931 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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