$172,900
Active19375 Water Oak Dr #205, Port Charlotte, FL 33948
2 beds Β· 2 baths Β· 826 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7532937
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
MOVE-IN READYβTURNKEY FURNISHED! Delight in stunning sunsets from this meticulously maintained lakefront 2-bedroom, 2-bath, 2nd-floor condo. Used only seasonally, it shows like new! Recent updates include a brand-new roof in 2023 and new carports in 2024. The open floorplan is ideal for entertaining, featuring a spacious living and dining area with a bay of sliders opening to the screened, tiled lanai. The fully equipped kitchen offers a new disposal, Bosch dishwasher, Samsung side-by-side refrigerator, and breakfast bar. Retreat to the master bedroom with a large walk-in closet, ensuite bath with walk-in shower, all while enjoying serene water views. Additional highlights include a split-bedroom layout, interior laundry closet with newer stackable washer and dryer, storm door allowing natural light, newer carpet in the great room and bedrooms, updated A/C and heating in 2018, tile floors in wet areas, 10-year warranty smoke detectors, updated lighting fixtures in both baths, ceiling fans throughout, sunshades on the lanai, and all window treatments convey. The condo is furnished with high-quality, beachy Florida-style furniture. Building amenities include an elevator and gas grills. Ideally located within walking distance to the community clubhouse and amenities in Heritage Oak Parkβa gated community surrounded by native oak trees, offering a country feel while close to shopping and dining. Community features include a large clubhouse, sports bar, heated pool, tennis and pickleball courts, bocce ball, shuffleboard, fitness room, lending library, and billiards room, with an activities director coordinating events year-round.
Facts
- Property type
- Condominium
- Year built
- 2004
- Bathrooms
- 2 full
- Living area
- 826 sqft
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Turnkey
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $3,589/yr
- Monthly fees
- $408/mo
- Listed
- Nov 1, 2026
- MLS #
- C7532937
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 19375 WATER OAK DR #205. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,781
$874 of that is principal & interest. 51% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $874
- Property taxes
- $299
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $408
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,781
Over the life of the loan
- Loan amount
- $138,320
- Down payment
- $34,580
- Total interest
- $176,420
- Principal + interest paid
- $314,740
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
19375 Water Oak Dr #205, Port Charlotte, FL 33948
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7532937 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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