Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$174,900

Active

19385 Water Oak Dr #204, Port Charlotte, FL 33948

2 beds Β· 2 baths Β· 1,024 sq ft

Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7532304

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

BEAUTIFULLY UPDATED, FULLY FURNISHED & COMPLETELY TURNKEY! Discover effortless Florida living in the desirable gated community of Heritage Oak Park! This stylish 2-bedroom, 2-bath condo combines upscale mid-century modern design, thoughtful updates, and wonderful community amenities in a beautiful, park-like setting. Whether you're searching for a seasonal retreat or a year-round residence, this move-in-ready condo offers the perfect opportunity to start enjoying the Florida lifestyle from day one! Step inside and immediately appreciate the inviting atmosphere, tasteful furnishings, and attention to detail. The beautifully decorated interior features tile flooring throughout and attractive laminate flooring in 2nd bedroom β€” no carpet! The updated kitchen offers warm wood cabinetry, a decorative tile backsplash, and a deep kitchen sink, creating a functional and welcoming space for everyday living and entertaining. The carefully selected furnishings showcase an upscale mid-century modern aesthetic, adding character and sophistication throughout. Best of all, this condo is being sold fully furnished and turnkey, allowing you to move right in without the expense or hassle of furnishing your new Florida home! The spacious screened lanai provides a wonderful extension of your living space, perfect for enjoying your morning coffee, reading a favorite book, or simply relaxing and enjoying the Florida breeze. Both bathrooms have been tastefully updated, and the primary bathroom offers an added bonus β€” the vanity is already plumbed to accommodate a second sink should the new owner wish to add one. Major improvements provide additional value and peace of mind, including a NEW A/C SYSTEM (2026) and HURRICANE IMPACT WINDOWS (2021)! Additional conveniences include interior laundry with washer and dryer, covered parking, and elevator access. Nestled among magnificent mature oak trees, Heritage Oak Park offers a beautiful, peaceful setting with amenities designed for enjoying the Southwest Florida lifestyle. Residents enjoy a heated community pool, clubhouse, fitness center, tennis and pickleball courts, and scenic walking paths throughout the beautifully landscaped grounds. Heritage Oak Park is NOT an age-restricted community, making it an appealing option for buyers seeking an active, welcoming neighborhood. Location is another outstanding feature! Conveniently situated near shopping, restaurants, medical facilities, golf courses, and entertainment, with easy access to charming downtown Punta Gorda, Fishermen's Village, Charlotte Harbor, and the beautiful Gulf Coast beaches. Stylish, updated, and ready for immediate enjoyment! With its upscale furnishings, major recent improvements, spacious screened lanai, and desirable community amenities, this condo offers an exceptional opportunity to enjoy low-maintenance Florida living. Just bring your suitcase and start making memories β€” your Florida getaway awaits!

Facts

Property type
Condominium
Year built
2004
Bathrooms
2 full
Living area
1,024 sqft
Private pool
No
Exposure
North
Furnished
Furnished
Flood zone
X
CDD
Yes
55+ community
No
Annual taxes
$3,397/yr
Monthly fees
$408/mo
Listed
Oct 28, 2026
MLS #
C7532304

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 19385 WATER OAK DR #204. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,775

$884 of that is principal & interest. 50% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$884
Property taxes
$283
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$408
Mortgage insurance (PMI)
$0
Total per month
$1,775

Over the life of the loan

Loan amount
$139,920
Down payment
$34,980
Total interest
$178,460
Principal + interest paid
$318,380
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

19385 Water Oak Dr #204, Port Charlotte, FL 33948

Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7532304 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Want an email when homes like this list?

New Port Charlotte listings with at least 2 bedrooms up to $220,000. Free, and you can stop any time.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 12:58 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]