$209,900
Active19385 Water Oak Dr #301, Port Charlotte, FL 33948
3 beds · 2 baths · 1,293 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7526285
155 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- top-floor unit
- end unit
- screened lanai
- wooded views
- water filtration system
- split bedrooms
- new roof 2023
- gated community
AI-selected highlights from the listing description below.
REDUCED! Rarely available top-floor 3-bedroom, 2-bath condo in the desirable gated Heritage Oak Park! This end unit has extra side windows, making it bright and airy. The screened lanai offers peaceful wooded views along with sights of the clubhouse, pool, and tennis/pickleball courts. The unit is spotless and truly move-in ready, featuring an open floor plan with a spacious great room and dining area that flow into the kitchen. The kitchen boasts tile floors, newer wood cabinet doors with updated knobs and pulls, extended cabinets for storage with a pull-out trash can, granite counters with a Blanco sink, tile backsplash, under-cabinet lighting, stainless appliances, and a water filtration system. There’s an interior laundry with a new 2022 stack washer and dryer. The roomy master suite includes a walk-in closet and an ensuite bath with dual sinks, a walk-in shower, raised panel cabinets, and updated lighting. Additional highlights include split bedrooms for privacy, tile flooring in the kitchen and bathrooms, luxury vinyl flooring throughout the living areas & bedrooms, new window treatments on lanai slider door, a Nest thermostat and ceiling fans throughout. New water heater in 2022, a new roof in 2023, and new carports in 2023. The building has an elevator and BBQ grills for residents. Perfectly located just a short stroll to the large clubhouse, heated pool, sports courts, bocce ball, shuffleboard, fitness room, billiards, and library, plus a walking path around the lake. This is a vibrant community with a full-time activities director, conveniently close to Publix, the YMCA, Charlotte County Library, Port Charlotte Town Center Mall, and plenty of dining options!
Facts
- Property type
- Condominium
- Year built
- 2004
- Bathrooms
- 2 full
- Living area
- 1,293 sqft
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Partially
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $4,825/yr
- Monthly fees
- $408/mo
- Listed
- May 22, 2026
- MLS #
- C7526285
Price & status history
- Listed for $219,900
- Price reduced to $209,900
Virtual tour
- Matterport 3-D tourmy.matterport.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 19385 WATER OAK DR #301. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,071
$1,061 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,061
- Property taxes
- $402
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $408
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,071
Over the life of the loan
- Loan amount
- $167,920
- Down payment
- $41,980
- Total interest
- $214,173
- Principal + interest paid
- $382,093
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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19385 Water Oak Dr #301, Port Charlotte, FL 33948
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7526285 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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