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$435,000
ActivePrice drops, under contract and the sold price, by email.197 Tropicana Dr #1511, Punta Gorda, FL 33950
3 beds · 2 baths · 2,022 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7533287
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
SPACIOUS, MOVE-IN READY TARPON COVE CONDO W/PRIVATE 2-CAR GARAGE & BEAUTIFUL POND VIEW - This 3 bed/2 bath, end-unit Cayo Costa model at Tarpon Cove offers 2,022 sq ft of ground-floor living space, a private 2-car garage, beautiful pond views & a long list of updates. Western rear exposure delivers colorful sunsets over the water each evening. Located in the heart of Punta Gorda Isles, Tarpon Cove is a well-maintained community w/lush tropical landscaping, brick paver driveways, heated pool, in-ground spa, clubhouse w/fitness equipment & NEW barrel tile roofs (2023). Inside, the designer's touch is evident throughout. Architectural details include 10ft ceilings, 5-inch crown molding & baseboards, fluted 8ft door frames, wood-look flooring in the main living areas & plantation shutters on every window. Updated lighting fixtures & ceiling fans, fresh interior paint & high-end carpet in the bedrooms complete the polished interior. The spacious great room opens through 8ft sliding glass doors to the 17x10 enclosed Florida room, seamlessly extending the living space. Hurricane-rated glass panels provide protection while roll-down privacy shades offer control over light & privacy. Enjoy a lovely pond view w/water feature framed by mature palms & tropical landscaping. It's the perfect spot for morning coffee or watching the sunset at the end of the day. The formal dining area features a tray ceiling & statement pendant light. The kitchen offers granite counters, white cabinetry, newer appliances, recessed lighting, woven pendant fixtures & ample cabinet/counter space. Split bedroom layout provides privacy for owners & guests alike. The master suite boasts a custom California-style walk-in closet w/built-in drawers, cabinetry, hanging storage & shoe storage. The en-suite master bath features dual sinks atop a granite vanity, soaking tub & glass-block walk-in shower. Two guest bedrooms share a guest bath. The third bedroom, accessed through French doors, offers flexibility as a home office or guest room. STORAGE GALORE! A dedicated craft/storage room off the foyer features custom upper & lower cabinetry w/marble-look countertop. The separate 8x9 laundry room boasts floor-to-ceiling custom cabinetry on two walls PLUS a walk-in storage closet. No shortage of storage space here! LOTS OF RECENT UPDATES including ALL NEW hurricane-rated impact windows (2018), NEW A/C (2023), NEW hot water heater (2025), NEW garage door opener and keypad (OCT 2026), newer appliances (2018), washer & dryer (2019), updated bathroom plumbing fixtures & lighting. *FURNITURE IS NEGOTIABLE* Punta Gorda offers the kind of active, laid-back Florida lifestyle that makes it easy to feel at home. Known for its boating & fishing, the city also boasts a vibrant arts community, weekend festivals, waterfront restaurants & a charming historic downtown filled w/locally owned shops and dining options. Enjoy miles of walking & biking paths, beautiful waterfront parks & plenty of opportunities to get outside and enjoy Southwest Florida's year-round sunshine. Tarpon Cove puts you close to everything that makes Punta Gorda special while offering the convenience of low-maintenance condo living. Make an appointment today & see all this move-in ready condo has to offer!
Facts
- Property type
- Condominium
- Year built
- 2004
- Bathrooms
- 2 full
- Living area
- 2,022 sqft
- Lot size
- 0.06 acres
- Waterfront
- Yes · 50 ft
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,269/yr
- Monthly fees
- $975/mo
- Listed
- Nov 11, 2026
- MLS #
- C7533287
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 197 TROPICANA DR #1511. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,893
$2,200 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,200
- Property taxes
- $356
- Homeowners insurance
- $363
- Flood insurance
- $0
- HOA / condo fees
- $975
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,893
Over the life of the loan
- Loan amount
- $348,000
- Down payment
- $87,000
- Total interest
- $443,855
- Principal + interest paid
- $791,855
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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197 Tropicana Dr #1511, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7533287 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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