$250,000
Active1988 W Palms Dr, Port Charlotte, FL 33953
3 beds · 2 baths · 1,470 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6145912
261 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- cul-de-sac location
- oversized lot
- no rear neighbors
- greenbelt backing
- screened lanai
- bonus room
- hurricane shutters
AI-selected highlights from the listing description below.
Set at the end of a peaceful cul-de-sac, this newer Port Charlotte villa offers a rare combination of privacy, modern design, and extra outdoor space. Built in 2023 and positioned on an oversized lot with no rear neighbors, the home backs to a quiet greenbelt, creating a relaxed setting that feels both open and secluded. The interior features a well-planned open layout with a contemporary kitchen highlighted by quartz countertops, a custom backsplash, and a large center island that flows effortlessly into the main living area. Sliding doors open to a screened lanai—perfect for enjoying Florida mornings or winding down in the evening. The primary suite includes a spacious walk-in closet and a stylish en-suite bath with dual vanities and a walk-in shower, while a versatile bonus room offers flexibility for work, guests, or hobbies. Additional highlights include tile flooring throughout, hurricane shutters, a full-size laundry room, and a two-car garage. Located just minutes from Centennial Park, the Charlotte County Recreation Center, beaches, golf, shopping, and dining, this home delivers easy living in a growing Port Charlotte community.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,470 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,878/yr
- Monthly fees
- $168/mo
- Listed
- Feb 9, 2026
- MLS #
- D6145912
Price & status history
- Listed for $280,000
- Price reduced to $250,000from $270,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1988 W PALMS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,214
$1,264 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,264
- Property taxes
- $573
- Homeowners insurance
- $208
- Flood insurance
- $0
- HOA / condo fees
- $168
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,214
Over the life of the loan
- Loan amount
- $200,000
- Down payment
- $50,000
- Total interest
- $255,089
- Principal + interest paid
- $455,089
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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1988 W Palms Dr, Port Charlotte, FL 33953
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6145912 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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