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$565,000

Active

200 Harbor Walk Dr #354, Punta Gorda, FL 33950

3 beds · 2 baths · 2,018 sq ft

Listing courtesy of JOHN R WOOD PROPERTIES · MLS# C7523258

229 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 5th floor penthouse
  • screened lanai
  • Charlotte Harbor views
  • bamboo flooring
  • cathedral vaulted ceilings
  • elevator access
  • hurricane shutters
  • heated community pool

AI-selected highlights from the listing description below.

Wake up to open water from this 5th-floor penthouse on the shores of Charlotte Harbor and the Peace River. Harbor Walk sits right on the waterfront in the heart of downtown Punta Gorda, beside Laishley Park and the popular Harborwalk. The east-facing screened/all-seasons lanai catches every sunrise, with passing boats, wildlife, and expansive Harbor views. Three pocketing sliders open the lanai to the living room, so the water feels part of the home. Inside, 2,018 sq ft of furnished, turn-key living includes cathedral and vaulted ceilings and bamboo floors. The kitchen has granite counters, generous cabinetry, a pantry, a breakfast bar, and a bay-window nook overlooking the water. A split plan gives the large primary suite privacy, with water views, a walk-in closet, and ensuite bath with dual sinks, a garden tub, and a separate shower. Two guest rooms work as an office, den, or space for visitors. Buyers can move forward with confidence, because the building's SIRS study is complete and condo docs are available. The monthly fee covers building insurance, water, sewer, trash, cable, exterior and grounds maintenance, pest control, the heated pool, and tennis. You also get elevator access, a private entry, hurricane shutters, central vacuum, inside laundry, storage, and assigned under-building parking. Step outside onto the Harborwalk and follow the water to waterfront dining, boutiques, galleries, festivals, the Saturday farmers market, and Fishermen's Village. Punta Gorda Airport is about 15 minutes away, and Fort Myers and Sarasota airports are within easy reach. Gulf beaches, golf, boating, fishing, and pickleball complete the lifestyle.

Facts

Property type
Condominium
Year built
2001
Bathrooms
2 full
Living area
2,018 sqft
Waterfront
Yes
Water access
Bay/Harbor, River
Private pool
No
Exposure
Southwest
Furnished
Furnished
Flood zone
11AE
CDD
No
55+ community
No
Annual taxes
$3,459/yr
Monthly fees
$900/mo
Listed
Mar 12, 2026
MLS #
C7523258

Price & status history

  1. Listed for $595,900
  2. Price reduced to $565,000from $565,900

Virtual tours

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 200 HARBOR WALK DR #354. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,516

$2,857 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,857
Property taxes
$288
Homeowners insurance
$471
Flood insurance
$0
HOA / condo fees
$900
Mortgage insurance (PMI)
$0
Total per month
$4,516

Over the life of the loan

Loan amount
$452,000
Down payment
$113,000
Total interest
$576,501
Principal + interest paid
$1,028,501
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

200 Harbor Walk Dr #354, Punta Gorda, FL 33950

Listing courtesy of JOHN R WOOD PROPERTIES · MLS# C7523258 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]