$869,000
Coming SoonPrice drops, under contract and the sold price, by email.2020 Harbourside Dr #417, Longboat Key, FL 34228
2 beds Β· 2 baths Β· 1,715 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4712633
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Rarely available 1st floor walkdown 2-bedroom 2-bath end unit offers captivating views of Sarasota Bay and the city skyline in a coastal contemporary style. This corner unit provides extra windows and natural light throughout, culminating in big water views from the main living areas. Every window, slider and door is hurricane protected. The renovated kitchen is open to the main living area and showcases abundant counter space and cabinetry along with every modern convenience for creating memorable meals. The primary suite boasts more direct bay and city views, a renovated bathroom with dual vanities, an oversized closet and stone tile shower. The east facing terrace is the perfect spot to watch the sunrise over the bay while enjoying a cup of coffee and the morning songs of the tropical birds. Direct access to the pool and kayak launch from your terrace steps is one of many benefits of owning a 1st floor walkdown unit. Residents with pets will find the immediate access to the outdoors from the back entrance immeasurably convenient. Other highlights include an ensuite guest bedroom, laundry closet in the kitchen with full size appliances, office area including built-in storage and file drawers, plantation shutters, solar blinds and one conveniently located under building parking space with additional storage cabinets. Fairway Bay sits behind the prestigious gates of the Longboat Key Club in Bay Isles, a couple minutes drive from Publix and CVS, and close to the fine dining and shopping of St. Armands and the cultural hub of downtown Sarasota. As a resident of Bay Isles, you will enjoy membership to the exclusive Bay Isles Beach Club, a relaxed gated waterfront retreat with cabanas, grills, volleyball and facilities. Fairway Bay amenities also include a heated pool, tennis courts, pickleball courts, kayak launch, club house, onsite manager and a fitness room. Join Longboat Key Club and take advantage of 45 holes of championship golf, Tennis Gardens, Island House Spa, five exclusive restaurants and one of the Gulf Coastβs largest deep-water marinas. Your Longboat Life awaits!
Facts
- Property type
- Condominium
- Year built
- 1984
- Bathrooms
- 2 full
- Living area
- 1,715 sqft
- Lot size
- 3.9 acres
- Waterfront
- Yes Β· 1 ft
- Water access
- Bay/Harbor
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,538/yr
- Monthly fees
- $1,819/mo
- Listed
- Nov 11, 2026
- MLS #
- A4712633
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Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 2020 HARBOURSIDE DR #417. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$7,482
$4,394 of that is principal & interest. 41% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,394
- Property taxes
- $545
- Homeowners insurance
- $724
- Flood insurance
- $0
- HOA / condo fees
- $1,819
- Mortgage insurance (PMI)
- $0
- Total per month
- $7,482
Over the life of the loan
- Loan amount
- $695,200
- Down payment
- $173,800
- Total interest
- $886,689
- Principal + interest paid
- $1,581,889
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



