$18,000
Active20237 Spangler Ter, Port Charlotte, FL 33954
0.23 acre lot
Listing courtesy of SAVVY AVENUE, LLC · MLS# A4705408
49 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Residential Lot for Sale in Port Charlotte, FL 33954 | No HOA | 0.23 Acres | Near North Port Explore this 0.23-acre residential lot for sale in Port Charlotte, FL 33954, near North Port in Charlotte County. With no HOA, this Southwest Florida property is an attractive option for future home plans, a seasonal retreat, or long-term land ownership. Public water lines and electrical infrastructure are located nearby, adding to the appeal for buyers planning a future home. Located in a residential neighborhood, the lot combines everyday convenience with access to the surrounding area’s outdoor attractions. Veterans Blvd connects you to shopping, dining, and services in Port Charlotte and North Port, while access to the wider US-41 and I-75 road network makes it convenient to explore Southwest Florida. Spend your free time exploring the Charlotte Harbor waterfront, enjoying boating and fishing, or visiting parks and golf courses throughout the area. Historic Punta Gorda offers waterfront dining and local shops, while Englewood Beach, Manasota Key, and Boca Grande provide destinations for coastal day trips. Whether you are planning a future home near North Port or looking for residential land in Charlotte County, this Port Charlotte lot offers a balance of neighborhood surroundings, everyday amenities, and access to the Southwest Florida lifestyle.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $485/yr
- Listed
- Sep 9, 2026
- MLS #
- A4705408
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 20237 SPANGLER TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$331
$91 of that is principal & interest. 73% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $91
- Property taxes
- $40
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $331
Over the life of the loan
- Loan amount
- $14,400
- Down payment
- $3,600
- Total interest
- $18,366
- Principal + interest paid
- $32,766
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
20237 Spangler Ter, Port Charlotte, FL 33954
Listing courtesy of SAVVY AVENUE, LLC · MLS# A4705408 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when lots like this list?
New Port Charlotte lots up to $25,000. Free, and you can stop any time.
