$243,000
Active20278 Benton Ave, Port Charlotte, FL 33952
2 beds · 2 baths · 1,185 sq ft
Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532349
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
CLASSIC FLORIDA CHARM, MODERN UPDATES, AND EXCEPTIONAL VALUE AT $243,000! Welcome to 20278 Benton Avenue, where timeless Florida character meets thoughtful improvements in this inviting 2-bedroom, 2-bath home offering 1,185 square feet of comfortable living space and an oversized garage 31 feet deep. Whether you’re searching for your first home, a seasonal Florida escape, or a comfortable full-time residence, this well-maintained property offers plenty to appreciate! Step inside and discover a bright, open floor plan highlighted by beautiful real oak hardwood flooring installed in 2025, fresh interior paint, updated ceiling fans, and attractive window treatments. The spacious living and dining areas flow naturally into the kitchen, creating a comfortable setting for entertaining or simply enjoying everyday life. A convenient breakfast bar provides additional seating, while a brand new refrigerator, updated water filtration system, and charming kitchen pass-through window add both function and character. The primary bedroom features a walk-in closet and private bathroom with a walk-in shower, while the second bedroom and full guest bathroom offer comfortable accommodations for family or visitors. Throughout the home, you’ll find a welcoming combination of original character and practical modern improvements. FLORIDA LIVING CONTINUES OUTDOORS! Enjoy your morning coffee or unwind after a long day on the covered, screened lanai, complete with attractive epoxy-coated flooring. The kitchen pass-through window makes outdoor dining and entertaining especially convenient. Step outside to a separate concrete patio that’s perfect for weekend grilling, surrounded by established palms and mature landscaping. A backyard storage shed, surrounding rain gutters, and included patio furniture add even more convenience. IMPORTANT UPGRADES ALREADY COMPLETED! Along with the 2025 oak hardwood flooring, this home features a 2020 Rheem air-conditioning system, 2022 electrical panel, new roof in 2021, a newer water heater, updated laundry appliances, and hurricane protection that includes electric and manual shutters along with a hurricane-rated garage door. The oversized garage with workbench offers valuable additional space for storage, tools, and hobbies. Extra hardwood flooring materials will also remain with the home. Located in Port Charlotte Section 18 with no HOA fees, this property offers convenient access to shopping, restaurants, golf courses, boating, Charlotte Harbor, Sunseeker Resort, and the historic waterfront district of downtown Punta Gorda. CHARACTER, COMFORT, AND VALUE ALL IN ONE! With its open layout, significant improvements, inviting outdoor spaces, and attractive $243,000 asking price, 20278 Benton Avenue is ready to welcome its next owner. Schedule your private showing and discover the possibilities of making this charming Florida home your own!
Facts
- Property type
- Single Family Residence
- Year built
- 1979
- Bathrooms
- 2 full
- Living area
- 1,185 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Partially
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,671/yr
- Listed
- Oct 31, 2026
- MLS #
- C7532349
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 20278 BENTON AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,654
$1,229 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,229
- Property taxes
- $223
- Homeowners insurance
- $203
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,654
Over the life of the loan
- Loan amount
- $194,400
- Down payment
- $48,600
- Total interest
- $247,946
- Principal + interest paid
- $442,346
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
20278 Benton Ave, Port Charlotte, FL 33952
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532349 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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