$260,000
Active203 Waterway Cir NE, Port Charlotte, FL 33952
3 beds · 2 baths · 1,435 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7525395
182 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- canal waterfront
- boating access
- split-bedroom layout
- mature mango trees
- tropical landscaping
AI-selected highlights from the listing description below.
WATERFRONT living meets modern style at 203 Waterway Circle NE Port Charlotte, FL 33952. This fully UPDATED 3-bedroom, 2-bath residence features an open floor plan, split-bedroom layout, MODERN fixtures, upgraded lighting, and elegant white TILE flooring throughout. Positioned on a CANAL, this property offers desirable Florida waterfront appeal with easy access to BOATING lifestyle opportunities. Don't miss out on this MOVE-IN READY home with strong rental potential, tropical landscaping, and mature mango trees for added privacy and charm. Ideal for seasonal living, investment opportunities, or year-round Florida waterfront lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 1956
- Bathrooms
- 2 full
- Living area
- 1,435 sqft
- Lot size
- 0.33 acres
- Waterfront
- Yes · 142 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,253/yr
- Listed
- Apr 26, 2026
- MLS #
- C7525395
Price & status history
- Listed for $275,000
- Price reduced to $260,000from $270,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 203 WATERWAY CIR NE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,886
$1,315 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,315
- Property taxes
- $354
- Homeowners insurance
- $217
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,886
Over the life of the loan
- Loan amount
- $208,000
- Down payment
- $52,000
- Total interest
- $265,293
- Principal + interest paid
- $473,293
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
203 Waterway Cir NE, Port Charlotte, FL 33952
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7525395 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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