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$1,099,900

Active

2039 Deborah Dr, Punta Gorda, FL 33950

4 beds Β· 3 baths Β· 2,362 sq ft

Listing courtesy of REALTY ONE GROUP MVP Β· MLS# A4712093

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Introducing an exceptional expression of luxury new construction in the heart of Punta Gorda Isles. Completed in 2026 and situated along the prestigious St. Andrews South Golf Club, this stunning 4-bedroom, 3-bath residence offers 2,362 square feet of thoughtfully designed living space, where architectural craftsmanship, sophisticated finishes, and resort-inspired amenities come together. From the moment you arrive, the expansive U-shaped paver driveway, elegant exterior, and oversized 3-car garage set the tone for what awaits inside. Soaring ceilings showcase intricately crafted, fully built-out tray designs, complemented by striking modern chandeliers and refined architectural details throughout. At the heart of the home, an extraordinary kitchen features an oversized double-sided island, built-in wall oven, separate cooktop, and an expansive layout designed for both everyday living and effortless entertaining. The versatile split-bedroom floor plan offers exceptional privacy and functionality, including a beautifully appointed junior suite featuring its own private bathroom and direct access to the pool deck. The impressive primary suite offers a seamless connection to the outdoor living area, custom-built his-and-hers closets, and an elegant ensuite bathroom complete with dual vanities, a freestanding soaking tub, and an expansive walk-in shower. Designed to embrace the finest aspects of Southwest Florida living, the outdoor entertaining area is nothing short of spectacular. An expansive under-truss lanai overlooks the heated swimming pool, sun shelf, and spa, while a fully equipped outdoor kitchen creates an ideal setting for entertaining year-round. Lush, mature privacy landscaping surrounds the backyard, offering a secluded outdoor environment despite the home's desirable golf course setting. Further enhancing the property's exclusivity is its exceptional positioning, bordered by vacant land on both sides, including an unbuildable parcel to the left. With no immediate neighboring residences on either side, the home enjoys a remarkable sense of openness, separation, and privacy rarely found in established residential communities. Additional highlights include a tile roof, an oversized 3-car garage with epoxy flooring and garage door clearance exceeding 9 feet, and an impressive paver driveway that enhances the home's architectural presence. Perfectly positioned in the established waterfront community of Punta Gorda Isles, this remarkable residence places you just minutes from Fishermen's Village, historic downtown Punta Gorda, Charlotte Harbor, waterfront dining, boutique shopping, marinas, and some of Southwest Florida's most desirable recreational destinations. An exceptional opportunity to experience sophisticated new construction, distinctive craftsmanship, remarkable privacy, and the ultimate Southwest Florida lifestyle at 2039 Deborah Drive.

Facts

Property type
Single Family Residence
Year built
2026
Bathrooms
3 full
Living area
2,362 sqft
Lot size
0.28 acres
Private pool
Yes
Exposure
West
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$1,624/yr
Listed
Nov 5, 2026
MLS #
A4712093

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2039 DEBORAH DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,614

$5,562 of that is principal & interest. 16% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$5,562
Property taxes
$135
Homeowners insurance
$917
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$6,614

Over the life of the loan

Loan amount
$879,920
Down payment
$219,980
Total interest
$1,122,289
Principal + interest paid
$2,002,209
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2039 Deborah Dr, Punta Gorda, FL 33950

Listing courtesy of REALTY ONE GROUP MVP Β· MLS# A4712093 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Nov 5 Β· Midday (12-3)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 5, 2026, 1:30 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]