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Lasbury Tracy Realty Inc
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$749,500

Active

2045 Gulf of Mexico Dr #M1-314, Longboat Key, FL 34228

2 beds Β· 2 baths Β· 928 sq ft

Listing courtesy of LPT REALTY, LLC Β· MLS# A4713143

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Your Slice of Paradise Awaits at Seaplace on Longboat Key! Coastal Elegance Meets Resort-Style Living in This Beautifully Updated, Turnkey Condominium! Welcome to Seaplace, one of Longboat Key’s most desirable beachfront condominium communities, nestled on approximately 42 acres of beautifully landscaped tropical grounds along the sparkling waters of the Gulf of Mexico. This beautifully appointed two-bedroom, two-full-bathroom condominium offers the perfect blend of modern coastal charm, comfort, and convenience. Featuring beachfront and lush garden views, this inviting retreat captures the essence of Florida’s coveted Gulf Coast lifestyle. Step inside and discover a thoughtfully designed interior featuring a fresh, modern coastal theme that creates a bright, airy, and relaxing atmosphere. The recently updated kitchen offers a stylish space for preparing meals and entertaining, while the comfortable living areas provide an inviting setting to unwind after a day at the beach. Offered turnkey, this condominium makes transitioning into your coastal getaway effortless. Additional conveniences include an in-unit washer and dryer, new hurricane-impact windows, and a private lanai equipped with hurricane shutters, providing added protection and peace of mind. Beyond your front door, Seaplace offers an exceptional resort-style experience. Residents enjoy private beach access, two swimming pools, relaxing spas, a beachfront clubhouse, fitness facilities, tennis courts, and beautifully maintained tropical grounds. Spend your mornings strolling along the powdery sand, afternoons soaking up the Florida sunshine, and evenings admiring spectacular Gulf Coast sunsets. Ideally situated on the southern end of Longboat Key, Seaplace is just minutes from the upscale boutiques, exceptional restaurants, and entertainment of St. Armands Circle, with downtown Sarasota’s renowned arts, cultural attractions, and waterfront dining nearby. Whether you’re searching for a year-round residence or a seasonal coastal escape, this condominium offers an exceptional opportunity to enjoy the very best of island living. Two Bedrooms. Two Full Bathrooms. Beautiful Views. Modern Coastal Style. Turnkey Convenience. Paradise isn’t just a destination. At Seaplace, it’s a lifestyle.

Facts

Property type
Condominium
Year built
1974
Bathrooms
2 full
Living area
928 sqft
Lot size
2.45 acres
Water access
Gulf/Ocean
Water view
Yes
Private pool
No
Exposure
North
Furnished
Turnkey
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$6,680/yr
Monthly fees
$1,367/mo
Listed
Nov 13, 2026
MLS #
A4713143

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2045 GULF OF MEXICO DR #M1-314. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,338

$3,790 of that is principal & interest. 40% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,790
Property taxes
$557
Homeowners insurance
$625
Flood insurance
$0
HOA / condo fees
$1,367
Mortgage insurance (PMI)
$0
Total per month
$6,338

Over the life of the loan

Loan amount
$599,600
Down payment
$149,900
Total interest
$764,757
Principal + interest paid
$1,364,357
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

What did the most similar homes nearby actually sell for?

The closest recent sales to this home, with what they sold for and when.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2045 Gulf of Mexico Dr #M1-314, Longboat Key, FL 34228

Listing courtesy of LPT REALTY, LLC Β· MLS# A4713143 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Sat, Nov 14 Β· Afternoon (3-6)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 14, 2026, 3:37 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]