$309,000
Active20495 Albury Dr, Port Charlotte, FL 33952
2 beds · 2 baths · 1,522 sq ft
Listing courtesy of AXEN REALTY, LLC · MLS# O6432486
78 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront canal access
- Direct boating access
- Indoor paver patio
- Outdoor paver patio
- New roof
- New central A/C
- Canal views
AI-selected highlights from the listing description below.
Waterfront Paradise on the Longest Freshwater Canal in Charlotte County! Welcome to 20495 Albury Drive, Port Charlotte, FL, where modern upgrades meet peaceful waterfront living. This beautifully remodeled 2-bedroom, 2-bathroom home offers 1,555 square feet of thoughtfully updated living space and sits on one of the most desirable freshwater canals in the area. Virtually everything has been updated, including a new roof, new central A/C, new flooring, new doors and windows, new lighting, new ceiling fans, and stunning granite countertops. The bright, open interior blends style and comfort, making this home truly move-in ready. Step outside and enjoy both indoor and outdoor paver patios, perfect for entertaining, relaxing, or taking in the tranquil canal views. With direct access to the longest freshwater canal system in Charlotte County, you'll enjoy endless opportunities for boating, kayaking, fishing, and wildlife viewing right from your backyard. Conveniently located near shopping, restaurants, golf courses, parks, boat ramps, and Southwest Florida's beautiful Gulf beaches, this home offers the perfect combination of luxury, convenience, and waterfront living. Whether you're looking for a year-round residence, seasonal retreat, or investment opportunity, this exceptional waterfront home is one you won't want to miss. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1977
- Bathrooms
- 2 full
- Living area
- 1,522 sqft
- Lot size
- 0.26 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Freshwater
- Water view
- Yes
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Negotiable
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,409/yr
- Listed
- Aug 10, 2026
- MLS #
- O6432486
Price & status history
- Listed for $349,000
- Price reduced to $309,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 20495 ALBURY DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,187
$1,562 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,562
- Property taxes
- $367
- Homeowners insurance
- $258
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,187
Over the life of the loan
- Loan amount
- $247,200
- Down payment
- $61,800
- Total interest
- $315,290
- Principal + interest paid
- $562,490
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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20495 Albury Dr, Port Charlotte, FL 33952
Listing courtesy of AXEN REALTY, LLC · MLS# O6432486 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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