$189,900
Active Under Contract2055 Champion St, Sarasota, FL 34231
1 bed · 2 baths · 793 sq ft
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4707133
13 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Beach cottage character shines in this spacious corner lot Sarasota retreat at Mobile Estates. This low HOA ownership opportunity is located within a resident owned, age qualified 55+ community. This single story mobile home offers two bedrooms, two full baths, and a Florida room that provides additional flexible living space for guests, an office, or relaxation. Shiplap walls and tongue and groove wood ceilings give the home a warm coastal cadence. Recent improvements include a 2024 TPO membrane roof, a 2024 heat pump, and a washer and dryer installed just one month ago. The kitchen features an under sink reverse osmosis system, while the adjacent full bath offers a separate shower enclosure. Outdoor living receives equal attention. Paver lined front and side patios create inviting settings for morning coffee, grilling, or sunset conversation, and a refreshed Weber grill comes with the sale. A two space carport, perimeter pavers, and an outdoor television antenna connected indoors add to the home's practical appeal. Residents can also enjoy community amenities, including a hot tub at the amenity center. Siesta Key Beach is less than two miles away, with plenty of dining, shopping, entertainment, and more just steps away. Nearby bus service provides another convenient neighborhood connection. Whether you're looking for a primary residence or a seasonal escape, this cottage offers polished, comfortable Sarasota living with compelling value in a sought after coastal destination. Let the coastal charm make its case. Schedule your private showing today.
Facts
- Property type
- Mobile Home
- Year built
- 1957
- Bathrooms
- 2 full
- Living area
- 793 sqft
- Lot size
- 0.08 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Partially
- Flood zone
- X
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $1,878/yr
- Monthly fees
- $215/mo
- Listed
- Sep 23, 2026
- MLS #
- A4707133
Price & status history
- Listed for $189,900
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2055 CHAMPION ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,532
$960 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $960
- Property taxes
- $157
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $215
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,532
Over the life of the loan
- Loan amount
- $151,920
- Down payment
- $37,980
- Total interest
- $193,766
- Principal + interest paid
- $345,686
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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2055 Champion St, Sarasota, FL 34231
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4707133 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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