$200,000
Active20550 Edgewater Dr, Port Charlotte, FL 33952
3 beds · 2 baths · 1,176 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6144690
139 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- oversized lot
- RV hook-ups
- solar panels
- no HOA
- no CDD fees
- beach proximity
- boating access
AI-selected highlights from the listing description below.
Don’t miss the chance to own this must-see home, featuring a beautifully updated kitchen with granite countertops and situated on a large oversized lot that provides plenty of room for outdoor living, entertaining, or future enhancements. An oversized one-car garage and RV hook-ups add extra convenience, making this property both practical and versatile. The location is unbeatable—just minutes from parks, beaches, boating, fishing, and swimming—making it the perfect place to fully embrace the Florida lifestyle. Imagine spending your days on the water or relaxing in the sunshine, all while knowing you’re only a short drive away from everyday conveniences like shopping, dining, and schools. With no HOA and no CDD fees, you’ll enjoy the freedom to personalize your property without restrictions. To top it off, this home comes equipped with energy-efficient solar panels, offering the added benefit of significantly reduced electric bills—so you can save money while living comfortably year-round. Whether you’re looking for a primary residence, a vacation getaway, or an investment opportunity, this home truly has it all!
Facts
- Property type
- Single Family Residence
- Year built
- 1981
- Bathrooms
- 2 full
- Living area
- 1,176 sqft
- Lot size
- 0.25 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,691/yr
- Listed
- Jun 11, 2026
- MLS #
- N6144690
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 20550 EDGEWATER DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,602
$1,011 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,011
- Property taxes
- $391
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,602
Over the life of the loan
- Loan amount
- $160,000
- Down payment
- $40,000
- Total interest
- $204,071
- Principal + interest paid
- $364,071
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
20550 Edgewater Dr, Port Charlotte, FL 33952
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6144690 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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