$465,000
Active2076 River Basin Ter, Punta Gorda, FL 33982
3 beds · 2 baths · 2,674 sq ft
Listing courtesy of COLLINS MANAGEMENT · MLS# C7513721
436 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront location
- Peace River access
- bamboo flooring
- walk-in shower
- bidet
- 6' privacy fence
- storage shed
AI-selected highlights from the listing description below.
Two story homes are not the norm in most conventional developments in SW Florida. This custom designed, 3BR/2.5BA home has distinctive characteristics that sets it apart from the ordinary. All the pictures and even this description cannot do it justice. This is THE home you absolutely need to see to truly appreciate, especially now with a great new, REDUCED PRICE! The gorgeous sunlit atrium greets you when you enter. The open living area is over 800 sq ft of flexible space with a wall of windows overlooking the backyard and waterway, to use as YOU need. In addition, there’s an office with built-in desks, a convenient 1/2 guest bath, the separate kitchen with cabinets and counter space galore, a large breakfast nook and laundry w/pantry. The first floor alone boasts over 1,600 sq ft under cool AC, nearly as large as the average whole house. The garage is large enough for both cars plus space for shelving and the included fridge. Going upstairs gives you 1,000+ sq ft reserved for 3 great sized bedrooms and 2 full baths making a peaceful retreat from a hectic day or noisy activity going on downstairs. Palm Shores is a lovely, riverfront community without deed restrictions or an HOA. From your backyard it is less than 1200 feet down the canal to the open water of the amazing Peace River. Not a bridge in sight until you get to I-75. Your boating journeys can include fishing, bird watching or just cruising this pristine river. Enjoy lunch or dinner at a number of wonderful waterfront restaurants. A 4-point inspection from 05/12/26 shows how well this home has been lovingly maintained, updated and upgraded. There are simply too many details to list here, please take a moment to read the attached Improvements document. Above all, MAKE YOUR APPOINTMENT today to see this delightful home.
Facts
- Property type
- Single Family Residence
- Year built
- 1986
- Bathrooms
- 2 full
- Living area
- 2,674 sqft
- Lot size
- 0.26 acres
- Waterfront
- Yes · 50 ft
- Water access
- Canal - Brackish, River
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,528/yr
- Listed
- Aug 18, 2025
- MLS #
- C7513721
Price & status history
- Listed for $499,000
- Price reduced to $465,000from $485,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2076 RIVER BASIN TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,949
$2,351 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,351
- Property taxes
- $211
- Homeowners insurance
- $388
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,949
Over the life of the loan
- Loan amount
- $372,000
- Down payment
- $93,000
- Total interest
- $474,465
- Principal + interest paid
- $846,465
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2076 River Basin Ter, Punta Gorda, FL 33982
Listing courtesy of COLLINS MANAGEMENT · MLS# C7513721 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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