$798,999
Active2089 Sandia St, Port Charlotte, FL 33953
4 beds · 3 baths · 3,059 sq ft
Listing courtesy of LISTWITHFREEDOM.COM · MLS# W7877448
467 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront property
- boat ramp
- dock access
- outdoor kitchen
- free standing tub
- circular driveway
- guest suite
- mature landscaping
AI-selected highlights from the listing description below.
Perfect opportunity to own this traditional style water front Fully renovated home with 4 bedrooms and 3 bathrooms situated on an over-sized double corner lot. With 3,059 square feet of living space this spacious home has perfect spaces for all including master suite, family room, living room dining room and large lanai area with outdoor kitchen. Home is open and bright with LEVEL 5 FINISHED WALL'S & HIGH CEILINGS! Custom shaker Kitchen area is open to the family room on one side and dining room on the other and features abundance of counter and cabinet space. Master room French doors leading out to the lanai area and a master bath with his/her vanity area, large free standing tub, Large shower and 2 walk-in closets. Family and friends will appreciate the guest suit with three guest bedrooms along with full guest bath tucked away from the living area. This water front property has boat ramp and with dock and access up the Waterway to the Myakka River, Charlotte Harbor and the Gulf. Home also has circular driveway, sheds in the backyard for storage. Situated on a quiet street you will enjoy the tranquil setting and the mature landscaping of the oversized . 73 acres. Large lot open for opportunities, build a shop, or large pool!
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Bathrooms
- 3 full
- Living area
- 3,059 sqft
- Lot size
- 0.73 acres
- Waterfront
- Yes · 271 ft
- Water access
- Bay/Harbor, Brackish Water, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,476/yr
- Listed
- Jul 18, 2025
- MLS #
- W7877448
Price & status history
- Listed for $850,000
- Price reduced to $798,999
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2089 SANDIA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,579
$4,040 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,040
- Property taxes
- $873
- Homeowners insurance
- $666
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,579
Over the life of the loan
- Loan amount
- $639,199
- Down payment
- $159,800
- Total interest
- $815,263
- Principal + interest paid
- $1,454,462
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2089 Sandia St, Port Charlotte, FL 33953
Listing courtesy of LISTWITHFREEDOM.COM · MLS# W7877448 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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