$819,000
Active209 Rio Terra, Venice, FL 34285
3 beds · 3 baths · 2,028 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6145626
50 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Bellagio is the only gated residential community on Venice Island, offering an inviting lifestyle with clubhouse amenities, a community pool, tennis, pickleball, and plenty of opportunities to socialize. The courtyard design of 209 Rio Terra is one of the community’s most desirable floor plans, and this home takes it a step further with a customized courtyard offering more than 700 square feet of bright, sheltered, and exceptionally private outdoor living space. Thoughtfully updated for comfort, style, and peace of mind, the home features a newer tile roof, insulated hurricane-rated garage door with newer opener, and hurricane-rated Andersen entry doors. Inside, each room has been carefully refreshed with attention to both beauty and functionality. The great room, kitchen, and dining area flow seamlessly together, creating a spacious and welcoming setting for everyday living and entertaining. The kitchen features an expansive breakfast bar, abundant granite countertops, newer stainless steel appliances, and a transom window that enhances the natural light. The great room is equally impressive with a coffered ceiling, luxury vinyl flooring, and custom plantation shutters. The restful primary suite features a coffered ceiling and an updated en suite bath finished in soothing ocean-inspired tones. A charming guest bath, complete with an extra-deep soaking tub, provides another relaxing retreat. A private, stand-alone casita offers wonderful flexibility as a guest suite or home office. Outside, the newer heated saltwater pool creates the perfect setting for exercise, relaxation, or simply enjoying Florida living. Beautifully updated and ideally located, this exceptional home puts you close to everything that makes Venice Island such a special place to live.
Facts
- Property type
- Single Family Residence
- Year built
- 2003
- Bathrooms
- 3 full
- Living area
- 2,028 sqft
- Lot size
- 0.17 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,644/yr
- Monthly fees
- $372/mo
- Listed
- Sep 4, 2026
- MLS #
- N6145626
Virtual tour
- Video tour on Vimeovimeo.comView the virtual tour(opens vimeo.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 209 RIO TERRA. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,749
$4,141 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,141
- Property taxes
- $554
- Homeowners insurance
- $683
- Flood insurance
- $0
- HOA / condo fees
- $372
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,749
Over the life of the loan
- Loan amount
- $655,200
- Down payment
- $163,800
- Total interest
- $835,671
- Principal + interest paid
- $1,490,871
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
209 Rio Terra, Venice, FL 34285
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6145626 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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