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Lasbury Tracy Realty Inc
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$397,900

Active

2099 Peterborough Rd, Punta Gorda, FL 33983

3 beds Β· 2 baths Β· 1,912 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532653

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. Enjoy the Florida lifestyle in this SPACIOUS 3-BEDROOM, 2-BATH, 2-CAR GARAGE POOL HOME ON AN EXPANSIVE 0.44-ACRE DOUBLE LOT in the desirable DEED-RESTRICTED COMMUNITY OF DEEP CREEK! NOT LOCATED IN A FLOOD ZONE! Mature palms, tropical landscaping, and a generous lawn create an inviting setting with room to garden, play, or simply enjoy the added space and privacy. Your PRIVATE FLORIDA RETREAT begins with a HEATED SWIMMING POOL EQUIPPED WITH A HEAT PUMP, an expansive screened enclosure, and a COVERED LANAI for morning coffee, outdoor dining, and relaxing in the shade. An EXTERIOR PAVER AREA offers the perfect spot for SUNBATHING OR BARBECUING, while ELECTRIC ROLL-DOWN SHUTTERS ON THE LANAI add convenience and storm protection. Major improvements include a NEW ROOF IN 2022, NEW A/C AIR HANDLER AND COMPRESSOR IN 2025, NEW POOL PUMP IN 2024, AND POOL RESURFACING IN 2019, plus exterior paint in 2025. Additional highlights include PUBLIC WATER AND SEWER, PUBLIC IRRIGATION WATER, STORM SHUTTERS, AND A HURRICANE-CODE GARAGE DOOR WITH HURRICANE BRACING INSTALLED. Inside, a welcoming foyer opens to a spacious COMBINED LIVING AND DINING ROOM, where pocketing sliding glass doors fill the space with natural light and open to the pool area for seamless indoor-outdoor living. The SPLIT-BEDROOM FLOOR PLAN also includes a separate family room and dinette, providing comfortable spaces to gather or unwind. Centrally located between the living areas, the GALLEY-STYLE KITCHEN features WHITE CABINETRY WITH CONTRASTING ACCENT TRIM, WARM-TONED COUNTERTOPS, A BREAKFAST BAR, AND A DOUBLE-BASIN SINK BENEATH A WINDOW. White appliances and tile flooring complete this practical, connected space. The SPACIOUS PRIMARY SUITE offers TWO WALK-IN CLOSETS and an ensuite bath. On the opposite side of the home, two guest bedrooms each feature a walk-in closet and share a full GUEST BATH THAT DOUBLES AS A POOL BATH, WITH DIRECT ACCESS TO THE POOL DECK. An INTERIOR LAUNDRY ROOM adds everyday convenience. Located in DEEP CREEK, SECTION 23, known for its SCENIC GREENBELTS, FRESHWATER LAKES, AND NATURAL SURROUNDINGS, this home keeps recreation close by. Enjoy the nearby 18-HOLE DEEP CREEK GOLF CLUB, a semi-private course open to the public with a driving range, putting green, and clubhouse dining. DEEP CREEK PARK offers PICKLEBALL, TENNIS AND BASKETBALL COURTS, A PLAYGROUND, AND PICNIC AREAS. Convenient access to I-75, shopping, dining, medical facilities, historic downtown Punta Gorda, Charlotte Harbor, and Southwest Florida’s Gulf Coast destinations completes the setting.

Facts

Property type
Single Family Residence
Year built
1986
Bathrooms
2 full
Living area
1,912 sqft
Lot size
0.44 acres
Private pool
Yes
Exposure
East
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,505/yr
Monthly fees
$17/mo
Listed
Oct 29, 2026
MLS #
C7532653

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2099 PETERBOROUGH RD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,569

$2,012 of that is principal & interest. 22% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,012
Property taxes
$209
Homeowners insurance
$332
Flood insurance
$0
HOA / condo fees
$17
Mortgage insurance (PMI)
$0
Total per month
$2,569

Over the life of the loan

Loan amount
$318,320
Down payment
$79,580
Total interest
$406,000
Principal + interest paid
$724,320
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2099 Peterborough Rd, Punta Gorda, FL 33983

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532653 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 30 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 6:39 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]