$190,000
Active21 Amsterdam Ave, Punta Gorda, FL 33950
2 beds · 2 baths · 1,080 sq ft
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7514863
406 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Wine fridge
- Quartz center island
- Paver-lined driveway
- Heated pool
- Indoor pickleball
- Resident-owned gated community
- 55+ active adult community
AI-selected highlights from the listing description below.
Welcome to Windmill Village, a premier 55+ resident-owned gated community in Punta Gorda, recognized as the "#1 Best Small Place to Live" by Money Magazine and Forbes. This meticulously maintained 2005 Fleetwood manufactured home offers 1,080 square feet of comfortable, living space with 2 bedrooms and 2 bathrooms. Inside, you’ll find a bright open-concept floor plan featuring luxury vinyl plank flooring, elegant crown molding, and a beautifully updated chef’s kitchen with wood cabinets, stainless steel appliances, a wine fridge, and a stunning quartz center island. Recent upgrades include a new roof (December 2017), A/C system (August 2020), carport (January 2023), stove (2018), dishwasher (March 2023), quartz countertops, sink, faucet (January 2023), and updated vanities in both bathrooms. The home also features no popcorn ceilings for a modern, clean look. Enjoy relaxing on the spacious front porch or appreciate the enhanced curb appeal from the charming paver-lined driveway. The low monthly HOA fee covers water, sewer, trash, lawn care, and common area maintenance, providing a truly carefree lifestyle. Residents of Windmill Village enjoy an active adult lifestyle with two private marinas offering direct Gulf access, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, numerous hobby clubs, and a beautiful heated pool with gathering pavilion.**Please note:** The purchase price does not include the $18,285 Buy-In Share and Bond, which is fully refundable upon sale. This thoughtfully upgraded, move-in-ready home is a fantastic opportunity to embrace the Windmill Village lifestyle. Schedule your showing today!
Facts
- Property type
- Manufactured Home
- Year built
- 2005
- Bathrooms
- 2 full
- Living area
- 1,080 sqft
- Lot size
- 0.1 acres
- Water access
- Canal - Brackish, Creek
- Private pool
- No
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $3,599/yr
- Monthly fees
- $256/mo
- Listed
- Sep 13, 2025
- MLS #
- C7514863
Price & status history
- Listed for $210,000
- Price reduced to $190,000from $199,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21 AMSTERDAM AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,717
$961 of that is principal & interest. 44% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $961
- Property taxes
- $300
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $256
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,717
Over the life of the loan
- Loan amount
- $152,000
- Down payment
- $38,000
- Total interest
- $193,868
- Principal + interest paid
- $345,868
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21 Amsterdam Ave, Punta Gorda, FL 33950
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7514863 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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