$150,000
Active21050 Ionia Ave, Port Charlotte, FL 33952
3 beds · 1 bath · 756 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7530186
57 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PORT CHARLOTTE - Furnished 3BR/1BA with Tropical Garden. Unlock the incredible potential of this cute, rustic 3-bedroom, 1-bathroom home in Port Charlotte. With no HOA fees or restrictions, this property is a dream come true for investors, flippers, or anyone seeking an affordable home with a great, private outdoor space. This home comes furnished, making it a great opportunity for a rental property or an easy transition for a handy homeowner. While the interior needs cosmetic TLC, a cozy kitchen serves as the heart of the home, and the structural upgrades are already done for you: • Granite Kitchen Counters • Impact Windows installed for storm protection • Roof - 6 years old • Water Heater - 5 years old • New washer and dryer The true crown jewel of this property is the fully fenced backyard. It is a private, established tropical paradise featuring mature avocado, dragon fruit, fig, cherry, and mango trees. If you have a green thumb, this yard offers an unmatched head start on a sustainable garden oasis. The yard is complete with a block shed for additional storage and yard equipment too! Centrally located, you get the best of both worlds: complete privacy at home, plus quick and easy access to Port Charlotte's best shopping and dining just minutes away. Whether you are looking for your next profitable flip, a reliable rental property, or a cozy home base with room to garden and grow, this property is packed with value and ready for your personal touches.
Facts
- Property type
- Single Family Residence
- Year built
- 1960
- Bathrooms
- 1 full
- Living area
- 756 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,671/yr
- Listed
- Sep 1, 2026
- MLS #
- C7530186
Price & status history
- Listed for $160,000
- Price reduced to $150,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21050 IONIA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,181
$758 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $758
- Property taxes
- $223
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,181
Over the life of the loan
- Loan amount
- $120,000
- Down payment
- $30,000
- Total interest
- $153,053
- Principal + interest paid
- $273,053
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21050 Ionia Ave, Port Charlotte, FL 33952
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7530186 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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