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$450,000

Active

2113 Georgia Ave, Englewood, FL 34224

3 beds Β· 2 baths Β· 1,236 sq ft

Listing courtesy of KW COASTAL LIVING Β· MLS# D6148270

82 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • saltwater canal access
  • one bridge to Gulf
  • 7,000-pound boat lift
  • newer roof 2023
  • terrazzo flooring
  • screened and covered lanai
  • pocket sliding glass doors

AI-selected highlights from the listing description below.

WATERFRONT LIVING WITHOUT THE FLOOD ZONE OR HOA? That's a rare find. This authentic Old Florida 3-bedroom, 2-bath home offers the best of both worlds, perfectly positioned on a scenic saltwater canal OUTSIDE OF A FLOOD ZONE with JUST ONE BRIDGE TO THE GULF. Whether you're heading out before sunrise to reel in the day's catch, cruising to waterfront restaurants, or simply enjoying peaceful afternoons by the water, this property is designed for the Florida lifestyle. Complete with a 7,000-POUND BOAT LIFT, NEWER ROOF (2023), and direct water access, it's an exceptional opportunity for a full-time residence, seasonal escape, or investment property.*** Inside, you'll find a comfortable and functional layout filled with timeless character. The living room showcases classic TERRAZZO FLOORING and a generously sized storage closet, perfect for organizing fishing gear, boating equipment, or everyday essentials. The kitchen features STAINLESS STEEL APPLIANCES, a BREAKFAST BAR, and a window overlooking the canal, bringing the waterfront views indoors. Two POCKET SLIDING GLASS DOORS seamlessly connect the living space to the SCREENED & COVERED LANAI, creating the perfect place to unwind after a day on the water or enjoy your morning coffee while watching boats drift by. The family room just off the kitchen offers enough space to comfortably accommodate a desk and a full-size Murphy bed, maximizing flexibility for guests, remote work, or extended stays.~~~ Step outside and embrace the lifestyle that makes Southwest Florida so desirable. Launch your boat from your backyard, spend the day fishing the Gulf waters, dock at waterfront restaurants, or explore nearby beaches, marinas, parks, and coastal attractions. Combining classic Old Florida charm with unbeatable boating access and the rare advantage of WATERFRONT LIVING OUTSIDE OF A FLOOD ZONE & HOA, this property is ready to become your next waterfront getaway or income generator! Call to schedule your private showing today!

Facts

Property type
Single Family Residence
Year built
1963
Bathrooms
2 full
Living area
1,236 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 80 ft
Water access
Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$4,472/yr
Listed
Jul 30, 2026
MLS #
D6148270

Virtual tours

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2113 GEORGIA AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,023

$2,275 of that is principal & interest. 25% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,275
Property taxes
$373
Homeowners insurance
$375
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,023

Over the life of the loan

Loan amount
$360,000
Down payment
$90,000
Total interest
$459,160
Principal + interest paid
$819,160
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2113 Georgia Ave, Englewood, FL 34224

Listing courtesy of KW COASTAL LIVING Β· MLS# D6148270 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]