$97,500
Active21150 Gertrude Ave #N3, Port Charlotte, FL 33952
1 bed · 1 bath · 550 sq ft
Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585
Listing courtesy of HARBOR SUN REALTY · MLS# C7528873
92 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Sunrise Waterway location
- Canal view
- 2022 roof
- 2022 air conditioner
- 2019 water heater
- No flood zone
- Low HOA
- Community meeting room
AI-selected highlights from the listing description below.
This villa makes a fabulous rental or a cozy retreat! Charming 1 bedroom, 1 bathroom single story 1st floor Villa with tile throughout, New windows, New Door, 2022 air conditioner, fresh exterior paint, 2022 roof AND it is located on the Sunrise Waterway for a relaxing nature view! This Villa features open living area with beautiful natural sunlight through the large window and a breakfast bar that connects the living area to the kitchen with white kitchen cabinets, white appliances and pantry. Overhead plumbing, 2019 water heater and updated electric box so this home is move in ready and it is NOT in a flood zone so will not require flood insurance! The approximately 13 x 9 Bedroom is naturally lit through the new window that overlooks the canal. The community of Sunshine Villas offers a meeting room, laundry room with internet access and a low HOA that includes your water and sewer!
Facts
- Property type
- Condominium
- Year built
- 1978
- Bathrooms
- 1 full
- Living area
- 550 sqft
- Lot size
- 0.01 acres
- Waterfront
- Yes · 23 ft
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,864/yr
- Monthly fees
- $298/mo
- Listed
- Jul 28, 2026
- MLS #
- C7528873
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21150 GERTRUDE AVE #N3. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,146
$493 of that is principal & interest. 57% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $493
- Property taxes
- $155
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $298
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,146
Over the life of the loan
- Loan amount
- $78,000
- Down payment
- $19,500
- Total interest
- $99,485
- Principal + interest paid
- $177,485
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21150 Gertrude Ave #N3, Port Charlotte, FL 33952
Listing courtesy of HARBOR SUN REALTY · MLS# C7528873 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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