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$500,000

Active

21238 Hubbard Ave, Port Charlotte, FL 33952

3 beds Β· 2 baths Β· 2,135 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531116

30 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. WELCOME TO 21238 HUBBARD AVE IN PORT CHARLOTTE! Situated on a spacious 0.46-acre lot, this unique 3-bedroom, 2-bath pool home stands out with an attached 2-car garage, an impressive 1,100+ sq. ft. detached garage/workshop, oversized carport, storage shed, two separate driveways providing convenient access and ample parking. Mature shade trees and established landscaping complete the property's inviting setting. Inside, a thoughtfully designed split-bedroom floor plan offers multiple living areas with plenty of room to spread out. The spacious family room features warm wood flooring, a vaulted ceiling with recessed lighting, and a fireplace with decorative surround and raised hearth. An entire wall of built-in cabinetry, display shelving, and countertop space adds both character and functionality. Centrally positioned between the family room and dining room, the generously sized kitchen creates a natural connection between the home's main gathering spaces. An abundance of wood cabinetry and countertop space is complemented by a tiled backsplash, double-basin sink beneath a window, refrigerator, range, microwave, and dishwasher. An extended counter overlooking the family room provides breakfast-bar seating, while recessed lighting and a ceiling fan complete the space. A separate living room adds even more flexibility to the floor plan. Privately situated on one side of the home, the primary suite features two walk-in closets and an ensuite bath. Two additional bedrooms are located on the opposite side, each with its own walk-in closet, and share a full guest bath with pool access. Step outside to an expansive 36'8" x 36'1" screened lanai and swimming pool, creating a fantastic setting for outdoor dining, lounging, and enjoying the Southwest Florida lifestyle. The pool has been resurfaced, with an updated pool pump and salt generator. One of the property's most distinctive features is the detached garage/workshop measuring approximately 43'2" x 26'β€”over 1,100 square feet. Designed with serious projects and hobbies in mind, the shop features 2x6 construction, insulation for A/C, finished plywood walls and ceiling, finished concrete flooring, multiple overhead garage doors, extensive lighting, ceiling fans, workbenches, cabinetry, and utility sinks. It is also plumbed for an air compressor, wired for a welder, and equipped with an overhead winch on a track. A large air compressor is located behind the shop, and a spacious attic provides additional storage. The attached house garage also offers substantial attic storage, while the 12' x 30' carport with approximately 14' of height provides covered space for a larger vehicle, boat, or recreational equipment. A 10' x 20' shed provides additional utility space. Notable improvements include a 2023 roof, A/C system approximately 5 years old, updated electrical panel, updated water heater, and exterior paint approximately 2 years old. A termite trap system surrounds both the residence and detached workshop. With a nearly half-acre lot, pool, multiple living areas, exceptional workshop, extensive garage space, and numerous improvements, 21238 Hubbard Ave is an uncommon Port Charlotte property offering plenty of room for everyday living along with the added space to accommodate vehicles, boats, equipment, hobbies, and projects.

Facts

Property type
Single Family Residence
Year built
1983
Bathrooms
2 full
Living area
2,135 sqft
Lot size
0.46 acres
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$6,538/yr
Listed
Sep 28, 2026
MLS #
C7531116

Price & status history

  1. Listed for $515,000
  2. Price reduced to $500,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 21238 HUBBARD AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,490

$2,528 of that is principal & interest. 28% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,528
Property taxes
$545
Homeowners insurance
$417
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,490

Over the life of the loan

Loan amount
$400,000
Down payment
$100,000
Total interest
$510,178
Principal + interest paid
$910,178
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

21238 Hubbard Ave, Port Charlotte, FL 33952

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531116 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:48 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]