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$160,000

Active

213 Waterway Cir NE, Port Charlotte, FL 33952

0.34 acre lot

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7530364

53 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

WATERFRONT BUILDING OPPORTUNITY WITH POWERBOAT ACCESS! Bring your dream home plans to this exceptional waterfront property in Port Charlotte. Boasting approximately 140 feet of seawall, this tiplot offers an incredible waterfront setting with 13 feet of depth in the middle, providing plenty of room for boating and waterfront enjoyment. The property features western exposure and an intersecting canal view, creating an expansive waterfront backdrop and the potential to enjoy beautiful sunsets from your future home or outdoor living space. With powerboat access and just minutes to Charlotte Harbor, you can spend less time navigating canals and more time enjoying the open water. Located in an established Port Charlotte neighborhood, this is a rare opportunity to build your own waterfront retreat in a location that puts boating, fishing, dining, and Southwest Florida's coastal lifestyle within easy reach.

Facts

Property type
Land
Lot size
0.34 acres
Waterfront
Yes · 145 ft
Water access
Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
Water view
Yes
Exposure
East
Flood zone
AE
CDD
No
Annual taxes
$2,053/yr
Listed
Sep 2, 2026
MLS #
C7530364

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 213 WATERWAY CIR NE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,180

$809 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$809
Property taxes
$171
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,180

Over the life of the loan

Loan amount
$128,000
Down payment
$32,000
Total interest
$163,257
Principal + interest paid
$291,257
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

213 Waterway Cir NE, Port Charlotte, FL 33952

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7530364 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]