$390,000
Active21306 Stillwater Ave, Port Charlotte, FL 33952
4 beds · 3 baths · 2,411 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7528571
100 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 3-unit investment property
- screened lanai
- enclosed lanai
- fenced backyard
- studio apartment
- upgraded electric panels
- roof replaced 2022
AI-selected highlights from the listing description below.
Located in the heart of Port Charlotte, this well-maintained 3-unit property offers strong investment potential with significant upside. Conveniently close to hospitals, shopping, dining, and other Charlotte County amenities, the property features two first-floor units, each with 2 bedrooms, a full bath with closet laundry hookups, living and dining areas, a well-equipped kitchen, lanai, ample closet space, and a 1-car garage. Each unit also includes central air added comfort and control. The left unit offers a screened lanai, while the right unit includes a fully enclosed lanai with access to a large concrete patio in the fenced backyard. The second-floor studio apartment features natural light and views from three sides of the spacious main room, plus a kitchen with a breakfast bar and generous cabinet space, a walk-in closet, full bath, laminate flooring, and an assigned parking space. Major updates include upgraded electric panels, one water heater replaced in 2025, another in 2022, and the roof replaced in 2022. An excellent first investment or portfolio addition, this property also offers potential in-law living with an extra unit to help offset expenses. So many possibilities!
Facts
- Property type
- Triplex
- Year built
- 1970
- Living area
- 2,411 sqft
- Lot size
- 0.18 acres
- Private pool
- No
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,456/yr
- Listed
- Jul 20, 2026
- MLS #
- C7528571
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21306 STILLWATER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,752
$1,972 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,972
- Property taxes
- $455
- Homeowners insurance
- $325
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,752
Over the life of the loan
- Loan amount
- $312,000
- Down payment
- $78,000
- Total interest
- $397,939
- Principal + interest paid
- $709,939
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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21306 Stillwater Ave, Port Charlotte, FL 33952
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7528571 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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