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Lasbury Tracy Realty Inc
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$520,000

Active

2132 Pennsylvania Ave, Englewood, FL 34224

3 beds · 2 baths · 1,752 sq ft

Listing courtesy of ANYTIME REALTY LLC · MLS# C7527086

142 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront pool home
  • concrete-block construction
  • 2023 roof
  • cathedral ceilings
  • Italian marble fireplace
  • pool screen enclosure
  • private backyard dock
  • ultra-efficient HVAC system

AI-selected highlights from the listing description below.

Price Improvement and it qualifies for VA assumption of an exisiting interest below current market conditions! Experience the coastal lifestyle in this beautifully maintained 3-bed, 2-bath, 1,752 sq ft waterfront pool home located in the heart of historic Grove City. Built with durable concrete-block construction and enhanced with a brand-new 2023 roof, this residence blends long-term peace of mind with tasteful modern upgrades. Inside, the home features an inviting open layout with cathedral ceilings, abundant natural light, and upgraded LED lighting in every room. Tile flooring anchors the main living areas, while the spacious family room showcases a striking Italian marble wood-burning fireplace, adding warmth, elegance, and a true focal point to the space. The outdoor living area has been significantly refreshed. Enjoy a new pool screen enclosure and a re-marcited pool and spa, giving the entire lanai a crisp, like-new finish. The screened lanai and sun deck overlook your private waterfront setting — ideal for relaxing, entertaining, or enjoying Florida’s year-round sunshine. Boaters will appreciate the private backyard dock and optional community boat ramp access for $100/year, offering quick access to Lemon Bay, the Intracoastal Waterway, and the Gulf of Mexico. Additional features include a newer ultra-efficient HVAC system, security system, and an attached garage. Located minutes from Englewood Beach, Boca Grande, Manasota Key, parks, marinas, and dining, this home delivers the ideal combination of waterfront living, privacy, and convenience.

Facts

Property type
Single Family Residence
Year built
1990
Bathrooms
2 full
Living area
1,752 sqft
Lot size
0.23 acres
Waterfront
Yes · 80 ft
Water access
Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Negotiable
Flood zone
8AE
CDD
No
55+ community
No
Annual taxes
$3,801/yr
Listed
Jun 8, 2026
MLS #
C7527086

Price & status history

  1. Listed for $589,000
  2. Price reduced to $549,999
  3. Price reduced to $520,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 2132 PENNSYLVANIA AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,379

$2,629 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,629
Property taxes
$317
Homeowners insurance
$433
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,379

Over the life of the loan

Loan amount
$416,000
Down payment
$104,000
Total interest
$530,585
Principal + interest paid
$946,585
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2132 Pennsylvania Ave, Englewood, FL 34224

Listing courtesy of ANYTIME REALTY LLC · MLS# C7527086 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]