$2,099,000
Active2139 Palm Tree Dr, Punta Gorda, FL 33950
3 beds Β· 3.5 baths Β· 4,393 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7527490
132 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Charlotte Harbor frontage
- Sailboat-access property
- Harbor views
- Elevator access
- Storm-rated windows
- Hurricane protection
AI-selected highlights from the listing description below.
Welcome to an extraordinary waterfront residence where timeless design, exceptional craftsmanship, and the coveted Punta Gorda lifestyle come together. Built in 2024 by West Coast Builders, this custom home offers nearly 4,400 square feet under air (4,393 sq. ft.) and has been thoughtfully designed to maximize comfort, elegance, and breathtaking harbor views. Perfectly positioned on 80 feet of direct Charlotte Harbor frontage, this sailboat-access property offers no bridges to open water, making it a dream location for avid boaters and anglers alike. From your backyard, set out for world-class fishing, leisurely cruises, waterfront dining, or adventures into the Charlotte Harbor and beyond to the Gulf of America. Inside, every detail reflects quality and sophistication. All three generously sized bedrooms feature private en-suite baths, providing comfort and privacy for family and guests. The upper-level primary retreat is a sanctuary of its own, complete with an expansive walk-in closet, elevator access, and a spacious private balcony where panoramic views of the harbor and the charming skyline of Punta Gorda create the perfect backdrop for morning coffee or spectacular sunrises. The oversized two-car garage boasts extra-high ceilings that may possibly accommodate a vehicle lift, offering flexibility for collectors or hobbyists. Throughout the home, luxury finishes, storm-rated windows, and roll-down hurricane protection provide both beauty and peace of mind. Life here extends far beyond the property lines. Residents enjoy the renowned boating culture, vibrant downtown restaurants and shops, waterfront parks, pickleball and tennis facilities, and numerous nearby golf courses that have made Punta Gorda Isles one of Southwest Floridaβs most sought-after waterfront communities. This is more than a homeβit's an invitation to embrace an exceptional coastal lifestyle where every day begins and ends with the beauty of the harbor.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 3 full, 1 half
- Living area
- 4,393 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $33,997/yr
- Listed
- Jun 18, 2026
- MLS #
- C7527490
Price & status history
- Listed for $2,500,000
- Price reduced to $2,099,000from $2,349,000
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 2139 PALM TREE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$15,196
$10,614 of that is principal & interest. 30% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $10,614
- Property taxes
- $2,833
- Homeowners insurance
- $1,749
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $15,196
Over the life of the loan
- Loan amount
- $1,679,200
- Down payment
- $419,800
- Total interest
- $2,141,727
- Principal + interest paid
- $3,820,927
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2139 Palm Tree Dr, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7527490 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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