$425,000
Active2148 la Palma Ave, Port Charlotte, FL 33953
3 beds · 2 baths · 1,978 sq ft
Listing courtesy of CENTURY 21 TROPICAL BREEZE · MLS# D6148566
61 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover easy Florida living at 2148 La Palma, located in a charming small gated community featuring a community pool, low HOA dues, and no CDD fees. Centrally positioned in Port Charlotte, this home offers convenient access to everyday essentials—stores, restaurants, golf, and the popular Centennial Park—as well as quick connections to nearby marinas, the beaches of Manasota Key and Boca Grande, and the vibrant coastal towns of Punta Gorda, Venice, and fast-growing Wellen Park. This beautifully designed residence features a private pool with a sun shelf, surrounded by elegant travertine pavers that create a relaxing outdoor retreat. Inside, the home opens to a spacious great room with abundant natural light and a beautifully appointed kitchen ideal for cooking and entertaining. The large primary bedroom offers a peaceful escape with an ensuite bath and generous walk-in closets. Two additional bedrooms are thoughtfully positioned away from the main living area, providing comfort and privacy for guests or family members. A versatile den adds flexibility for work, hobbies, or quiet relaxation. Additional highlights include: • Oversized laundry room • Two-car garage • Paver driveway • Flood-plain location (insurance may be required) With its inviting layout, attractive finishes, and a location close to the best of Southwest Florida’s recreation and coastal lifestyle, this home is an exceptional opportunity for buyers seeking comfort, convenience, and value.
Facts
- Property type
- Single Family Residence
- Year built
- 2018
- Bathrooms
- 2 full
- Living area
- 1,978 sqft
- Lot size
- 0.19 acres
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,500/yr
- Monthly fees
- $113/mo
- Listed
- Aug 28, 2026
- MLS #
- D6148566
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2148 LA PALMA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,158
$2,149 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $542
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $113
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,158
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2148 la Palma Ave, Port Charlotte, FL 33953
Listing courtesy of CENTURY 21 TROPICAL BREEZE · MLS# D6148566 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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