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Lasbury Tracy Realty Inc
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$425,000

Active

2148 la Palma Ave, Port Charlotte, FL 33953

3 beds · 2 baths · 1,978 sq ft

Listing courtesy of CENTURY 21 TROPICAL BREEZE · MLS# D6148566

61 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Discover easy Florida living at 2148 La Palma, located in a charming small gated community featuring a community pool, low HOA dues, and no CDD fees. Centrally positioned in Port Charlotte, this home offers convenient access to everyday essentials—stores, restaurants, golf, and the popular Centennial Park—as well as quick connections to nearby marinas, the beaches of Manasota Key and Boca Grande, and the vibrant coastal towns of Punta Gorda, Venice, and fast-growing Wellen Park. This beautifully designed residence features a private pool with a sun shelf, surrounded by elegant travertine pavers that create a relaxing outdoor retreat. Inside, the home opens to a spacious great room with abundant natural light and a beautifully appointed kitchen ideal for cooking and entertaining. The large primary bedroom offers a peaceful escape with an ensuite bath and generous walk-in closets. Two additional bedrooms are thoughtfully positioned away from the main living area, providing comfort and privacy for guests or family members. A versatile den adds flexibility for work, hobbies, or quiet relaxation. Additional highlights include: • Oversized laundry room • Two-car garage • Paver driveway • Flood-plain location (insurance may be required) With its inviting layout, attractive finishes, and a location close to the best of Southwest Florida’s recreation and coastal lifestyle, this home is an exceptional opportunity for buyers seeking comfort, convenience, and value.

Facts

Property type
Single Family Residence
Year built
2018
Bathrooms
2 full
Living area
1,978 sqft
Lot size
0.19 acres
Private pool
Yes
Exposure
Northwest
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$6,500/yr
Monthly fees
$113/mo
Listed
Aug 28, 2026
MLS #
D6148566

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 2148 LA PALMA AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,158

$2,149 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,149
Property taxes
$542
Homeowners insurance
$354
Flood insurance
$0
HOA / condo fees
$113
Mortgage insurance (PMI)
$0
Total per month
$3,158

Over the life of the loan

Loan amount
$340,000
Down payment
$85,000
Total interest
$433,651
Principal + interest paid
$773,651
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2148 la Palma Ave, Port Charlotte, FL 33953

Listing courtesy of CENTURY 21 TROPICAL BREEZE · MLS# D6148566 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:48 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]