$729,000
Active2165 El Cerito Ct, Punta Gorda, FL 33950
3 beds · 2 baths · 1,342 sq ft
Listing courtesy of ALLISON JAMES ESTATES & HOMES · MLS# C7532939
Listed today5 views this week
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. A BOATER'S PARADISE IN SOUGHT-AFTER PUNTA GORDA ISLES! Beautifully renovated and move-in ready, this exceptional 3-bedroom, 2-bath waterfront home with heated pool and a 2-car garage offers the perfect blend of modern elegance, effortless living, and the ultimate Florida boating lifestyle. No detail has been overlooked! The home features a tile roof, impact-resistant windows with plantation shutters, and stunning travertine flooring throughout. The beautifully updated kitchen showcases a breakfast bar, GE appliances, granite countertops, a 60/40 composite sink, and soft-close cabinetry. Both bathrooms have been completely transformed with gorgeous walk-in showers, new vanities, and toilets. The primary suite is enhanced by a custom built-in closet system, while the spacious laundry room offers an abundance of storage with Samsung appliances. Step through the 3 sets of brand-new sliding glass doors and discover an incredible outdoor retreat! A covered lanai flows effortlessly onto an expansive screened pool deck with plenty of room for entertaining, relaxing, and additional seating. Surrounded by beautiful palms and exceptional low-maintenance landscaping, the setting is both private and inviting, with picturesque views of a wide turn-basin canal. For the boating enthusiast, this property truly shines! Enjoy a concrete dock with a 10,000-pound boat lift and an approximately 15-minute ride out to Charlotte Harbor, putting some of Southwest Florida's finest boating and waterfront destinations within easy reach. Conveniently located just minutes from historic downtown Punta Gorda and Fishermen's Village, you'll enjoy an abundance of waterfront restaurants, boutique shopping, entertainment, and community events. Completely updated, beautifully appointed, and offering the waterfront lifestyle buyers dream about. Just bring your boat and start enjoying everything Punta Gorda Isles has to offer!
Facts
- Property type
- Single Family Residence
- Year built
- 1973
- Bathrooms
- 2 full
- Living area
- 1,342 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 86 ft
- Water access
- Canal - Brackish, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,350/yr
- Listed
- Nov 6, 2026
- MLS #
- C7532939
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2165 EL CERITO CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,406
$3,686 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,686
- Property taxes
- $113
- Homeowners insurance
- $608
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,406
Over the life of the loan
- Loan amount
- $583,200
- Down payment
- $145,800
- Total interest
- $743,839
- Principal + interest paid
- $1,327,039
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2165 El Cerito Ct, Punta Gorda, FL 33950
Listing courtesy of ALLISON JAMES ESTATES & HOMES · MLS# C7532939 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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