$15,000
Active2176 Chaffee St, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of ACE REALTY & ASSOCIATES, LLC · MLS# S5147798
197 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Residential lot
- RSF3.5 zoning
- No HOA
- New construction opportunity
- Quiet residential setting
AI-selected highlights from the listing description below.
Build your dream home on this 0.23-acre residential lot in a growing area of Port Charlotte! RSF3.5 zoning, this property offers the perfect opportunity for new construction or long-term investment. The area is seeing steady development with new homes being built nearby, making it ideal for builders and investors alike. Conveniently situated with easy access to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. No HOA and plenty of space to design your custom home. Don’t miss this opportunity to secure land in one of Southwest Florida’s expanding communities!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 9AE
- Annual taxes
- $363/yr
- Listed
- Apr 13, 2026
- MLS #
- S5147798
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2176 CHAFFEE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$306
$76 of that is principal & interest. 75% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $76
- Property taxes
- $30
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $306
Over the life of the loan
- Loan amount
- $12,000
- Down payment
- $3,000
- Total interest
- $15,305
- Principal + interest paid
- $27,305
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2176 Chaffee St, Port Charlotte, FL 33953
Listing courtesy of ACE REALTY & ASSOCIATES, LLC · MLS# S5147798 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when lots like this list?
New Port Charlotte lots up to $20,000. Free, and you can stop any time.
