$299,900
Active218 Cayuga St, Port Charlotte, FL 33954
4 beds · 2 baths · 1,637 sq ft
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7528639
98 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Welcome to this beautifully designed 4-bedroom, 2-bathroom home with a 2-car garage, built in 2022 and offering 1,670 square feet of thoughtfully crafted living space. Nestled in a peaceful Port Charlotte neighborhood, this newer construction home seamlessly blends modern comfort, functionality, and privacy. From the moment you arrive, you'll appreciate the inviting curb appeal, clean architectural lines, and spacious driveway. Step inside to discover a bright, open floor plan designed to complement today's lifestyle, with comfortable living spaces ideal for both everyday living and entertaining. At the heart of the home is the open-concept kitchen, dining, and living area. The stylish kitchen features granite countertops, stainless steel appliances, abundant white shaker style cabinetry, and a large center island with bar seating. The seamless flow into the dining and living spaces creates an inviting atmosphere, while recessed lighting, neutral finishes, and expansive sliding glass doors fill the home with natural light and enhance its bright, airy feel. Designed with privacy in mind, the split-bedroom floor plan places the spacious primary suite apart from the secondary bedrooms. The owner's retreat offers a large walk-in closet and a private en-suite bathroom complete with dual vanities and a tub/shower combination, creating a comfortable space to relax and unwind. On the opposite side of the home, three well-sized guest bedrooms feature plush carpeting and ample closet space. A full guest bathroom serves these rooms, providing a functional layout for family members, guests, or a home office setup. Situated on a generously sized lot, the property backs to a beautiful, wooded area, offering a peaceful and private backdrop with no immediate rear neighbors. The expansive backyard provides endless possibilities, with plenty of room for outdoor entertaining, gardening, pets, or even the addition of a future pool. Additional features include an interior laundry room conveniently located just inside the attached two-car garage, offering practical storage solutions and everyday convenience. Built in 2022, this move-in-ready home delivers the peace of mind, energy efficiency, and modern features that come with newer construction. Conveniently located near shopping, dining, parks, schools, and all that Port Charlotte has to offer, this exceptional property presents an outstanding opportunity to embrace the Florida lifestyle. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 2 full
- Living area
- 1,637 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,602/yr
- Listed
- Jul 22, 2026
- MLS #
- C7528639
Price & status history
- Listed for $315,000
- Price reduced to $299,900from $305,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 218 CAYUGA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,150
$1,516 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,516
- Property taxes
- $384
- Homeowners insurance
- $250
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,150
Over the life of the loan
- Loan amount
- $239,920
- Down payment
- $59,980
- Total interest
- $306,005
- Principal + interest paid
- $545,925
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
218 Cayuga St, Port Charlotte, FL 33954
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7528639 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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