$196,000
ActivePrice drops, under contract and the sold price, by email.21946 Catherine Ave, Port Charlotte, FL 33952
2 beds · 1 bath · 897 sq ft
Listing courtesy of CENTURY 21 ROSEBAY · MLS# A4712401
Listed today5 views this week
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to 21946 Catherine Avenue, a charming , move-in ready property perfect as a starter home or a reliable addition to your investment portfolio. This cute home features a newer roof and air-conditioning system, providing immediate peace of mind, and offers the ultimate financial advantage of being located in a NO FLOOD ZONE with NO HOA fees. Connected to public water and public sewer for total convenience. The property boasts a functional layout with a separate laundry room and a large, versatile Florida room that can easily serve as a home office or be converted into a third bedroom. Outside, you will find a convenient carport, a fully fenced backyard designed for complete privacy and relaxation, and an exceptionally large detached building perfect for a workshop, tool storage, or recreational equipment. Perfectly situated in a prime location, this low-maintenance home offers easy access to major roadways, local schools, and shopping.
Facts
- Property type
- Single Family Residence
- Year built
- 1961
- Bathrooms
- 1 full
- Living area
- 897 sqft
- Lot size
- 0.19 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,016/yr
- Listed
- Nov 14, 2026
- MLS #
- A4712401
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21946 CATHERINE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,442
$991 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $991
- Property taxes
- $251
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,442
Over the life of the loan
- Loan amount
- $156,800
- Down payment
- $39,200
- Total interest
- $199,990
- Principal + interest paid
- $356,790
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
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21946 Catherine Ave, Port Charlotte, FL 33952
Listing courtesy of CENTURY 21 ROSEBAY · MLS# A4712401 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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