$649,000
Active2197 Nita Ter, North Port, FL 34286
4 beds Β· 3 baths Β· 2,257 sq ft
Listing courtesy of TRADEMARKO REALTY ADVISORS INC Β· MLS# A4704381
56 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Enjoy waterfront living in this CUSTOM-BUILT spacious 2,257-square-foot North Port home featuring peaceful backyard water views, a raised stem-wall foundation, no HOA, no CDD, and land not designated as a flood zone. Thoughtfully CUSTOM-BUILT with comfort, quality, and functionality in mind, the home offers an open floor plan enhanced by impressive high ceilings, including a dramatic 14-foot tray ceiling in the living and dining area. Additional features include 8-foot interior doors, tile flooring throughout, spray foam insulation, 1-inch wall insulation, and a brand-new roof installed in 2024. The kitchen features granite countertops and custom cabinetry, while the family room includes structured ceiling speakers wired to the entertainment center. Additional interior features include a built-in electric fireplace, central vacuum system, and monitored security system. Outdoor living is one of the home's standout features. The expansive 785-square-foot screened lanai overlooks the water and offers exceptional space for relaxing and entertaining. The lanai area is ideally set up for the addition of a future swimming pool, giving the next owner the opportunity to create a private waterfront pool retreat. The outdoor space is also pre-plumbed for an outdoor kitchen and includes a dedicated 220V electrical outlet. The home is also equipped with a whole-home reverse osmosis water treatment system, currently maintained under an active service plan. Conveniently located near Warm Mineral Springs, Welland Park, North Port shopping and dining, area marinas, Myakka River State Park, and Gulf Coast beaches, this custom-built waterfront home combines quality construction, generous indoor and outdoor living space, and desirable Florida lifestyle features. Standout features: Waterfront β’ Custom-Built Home β’ Water Views β’ No HOA β’ No CDD β’ Not in a Flood Zone β’ 2024 Roof β’ High Ceilings β’ 14-Foot Tray Ceiling β’ 785-Sq-Ft Screened Lanai β’ Future Pool Setup β’ Outdoor Kitchen Pre-Plumb β’ Whole-Home Reverse Osmosis β’ Granite Countertops β’ Custom Cabinetry β’ Spray Foam Insulation β’ Electric Fireplace β’ Central Vacuum. *** The property does not currently have a swimming pool.
Facts
- Property type
- Single Family Residence
- Year built
- 2017
- Bathrooms
- 3 full
- Living area
- 2,257 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 1 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,185/yr
- Listed
- Aug 28, 2026
- MLS #
- A4704381
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 2197 NITA TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,421
$3,282 of that is principal & interest. 26% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,282
- Property taxes
- $599
- Homeowners insurance
- $541
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,421
Over the life of the loan
- Loan amount
- $519,200
- Down payment
- $129,800
- Total interest
- $662,211
- Principal + interest paid
- $1,181,411
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2197 Nita Ter, North Port, FL 34286
Listing courtesy of TRADEMARKO REALTY ADVISORS INC Β· MLS# A4704381 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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