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$1,049,900

Active

2228 Harbour Dr, Punta Gorda, FL 33983

4 beds Β· 3.5 baths Β· 2,643 sq ft

Listing courtesy of KELLER WILLIAMS ON THE WATER S Β· MLS# A4711374

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Set along 70 feet of prime saltwater frontage in Harbour Heights, this newly constructed coastal masterpiece offers direct, bridge-free sailboat access to the Peace River, Charlotte Harbor, and the Gulf of Mexico. A blank canvas awaits your custom private dock and boat lift. Architectural refinement defines the interior, where soaring 12-foot double-tray ceilings, abundant natural light, and continuous polished tile flooring create an immediate sense of scale and light. The fluid, open-concept floor plan is anchored by a chef-caliber kitchen designed for both culinary artistry and large-scale entertaining, featuring custom cabinetry, a waterfall quartz island, and suite-grade appliances. The private primary wing serves as a true sanctuary, complete with direct lanai access, dual custom walk-in closets, and a spa-inspired bath featuring a freestanding soaking tub, a frameless glass walk-in shower, and dual vanities. Designed with a thoughtful split-bedroom layout, the residence ensures privacy for family and guests alike. Outdoors, the expansive covered lanai features a fully equipped summer kitchen, seamlessly extending the living space into the tropical Florida breeze and overlooking the wide canal views. Built to the highest standards of modern engineering, structural features include a standing-seam metal roof, comprehensive impact-rated glass, dual high-efficiency A/C zones, exterior soffit lighting, and an oversized garage pre-wired with an EV charger. Ideally positioned just five minutes from I-75 and moments from the waterfront dining and local marinas of historic downtown Punta Gordaβ€”delivering the ultimate boater’s paradise with the rare freedom of no HOA or CDD fees. ***One or more photos have been virtually staged.

Facts

Property type
Single Family Residence
Year built
2025
Bathrooms
3 full, 1 half
Living area
2,643 sqft
Lot size
0.33 acres
Waterfront
Yes Β· 70 ft
Water access
Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
No
Exposure
Southwest
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$2,123/yr
Listed
Oct 29, 2026
MLS #
A4711374

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2228 HARBOUR DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,361

$5,309 of that is principal & interest. 17% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$5,309
Property taxes
$177
Homeowners insurance
$875
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$6,361

Over the life of the loan

Loan amount
$839,920
Down payment
$209,980
Total interest
$1,071,272
Principal + interest paid
$1,911,192
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2228 Harbour Dr, Punta Gorda, FL 33983

Listing courtesy of KELLER WILLIAMS ON THE WATER S Β· MLS# A4711374 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 30 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 30, 2026, 7:45 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]