$18,000
Active22313 Niagara Ave, Port Charlotte, FL 33952
0.23 acre lot
Listing courtesy of FATHOM REALTY FL LLC · MLS# A4666724
394 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- residential homesite
- established neighborhood
- boating access
- fishing nearby
- downtown proximity
AI-selected highlights from the listing description below.
Wonderful lot available in the heart of Port Charlotte! This residential homesite is located in an established neighborhood, just minutes from shopping, dining, and everyday conveniences. Only a short drive across the bridge brings you to charming downtown Punta Gorda, where you can enjoy rooftop sunsets at the Wyvern Hotel or waterfront dining at the brand-new Sunseeker Resort. With boating, fishing, and endless opportunities for fun in the sun nearby, this lot offers the perfect place to build your Florida dream home. Don’t miss the chance to own your piece of paradise in beautiful Port Charlotte!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $504/yr
- Listed
- Sep 29, 2025
- MLS #
- A4666724
Price & status history
- Listed for $25,000
- Price reduced to $21,000from $22,000
- Price reduced to $18,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 22313 NIAGARA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$333
$91 of that is principal & interest. 73% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $91
- Property taxes
- $42
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $333
Over the life of the loan
- Loan amount
- $14,400
- Down payment
- $3,600
- Total interest
- $18,366
- Principal + interest paid
- $32,766
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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22313 Niagara Ave, Port Charlotte, FL 33952
Listing courtesy of FATHOM REALTY FL LLC · MLS# A4666724 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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