$25,000
Active22324 State Ave, Port Charlotte, FL 33952
0.23 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7527124
138 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Buildable lot
- 10,000 square feet
- 80 feet road frontage
- X flood zone
- Public water and electricity
- No wetlands
- No Scrub Jay habitat
AI-selected highlights from the listing description below.
Embrace the ultimate Florida lifestyle with this exceptional buildable lot located at 22324 State Avenue in the heart of Port Charlotte. Offering a generous 10,000 square feet (0.23 acres) of prime real estate, this property features standard 80-by-125-foot dimensions and 80 feet of road frontage, making it an ideal canvas for a wide array of residential blueprints. The expansive backyard footprint provides more than enough room to install a custom pool and deck, allowing you to design a private tropical oasis perfect for relaxing and enjoying the year-round sunshine. This lot is situated in a highly desirable "X" flood zone, a designation that signifies a non-mandatory flood insurance area for a future build. Because lenders typically do not require flood policies for structures built in this zone, building here can save you thousands of dollars in annual insurance premiums. Public WATER and ELECTRICITY are already available to the property, requiring only the installation of a standard septic tank to complete your utility needs. Charlotte County GIS mapping confirms the property IS NOT in a Scrub Jay habitats, and the National Wetlands Inventory verifying there are NO WETLANDS on site. The surrounding location offers unparalleled convenience, regional connectivity, and an abundance of recreational activities. For daily necessities, the property sits just down the street from the bustling Murdock area, providing rapid access to major shopping centers, practical retail stores, and a diverse lineup of popular local restaurants. Commuters and travelers will appreciate the incredible proximity to Interstate 75, offering a quick and direct gateway to travel north toward Sarasota and Tampa or south toward Fort Myers and Naples. Sports fans are perfectly positioned between two premier Major League Baseball spring training venues, with the Charlotte Sports Park—spring home of the Tampa Bay Rays—just a short drive away, and CoolToday Park in neighboring North Port—the spring home of the Atlanta Braves—equally accessible for game days and year-round events. For the avid golfer, the region boasts an impressive collection of championship courses, offering the unique opportunity to play a completely different fairway for every single day of the week within a brief drive from your front door. When the call of the Gulf Coast takes over, you are ideally situated for easy beach days and world-class boating. The pristine, historic shores of Boca Grande and the lively, sun-soaked sands of Englewood Beach are both just a straightforward, scenic drive away. Whether you are looking to construct a personal retreat tailored to your exact tastes or a high-demand investment property in a growing market, this ready-to-build lot delivers the perfect balance of logistical ease and an active Florida lifestyle.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- South
- Flood zone
- X
- Annual taxes
- $490/yr
- Listed
- Jun 12, 2026
- MLS #
- C7527124
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 22324 STATE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$367
$126 of that is principal & interest. 66% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $126
- Property taxes
- $41
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $367
Over the life of the loan
- Loan amount
- $20,000
- Down payment
- $5,000
- Total interest
- $25,509
- Principal + interest paid
- $45,509
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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22324 State Ave, Port Charlotte, FL 33952
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7527124 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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