$1,887,000
Active2249 Oak Ter, Sarasota, FL 34231
4 beds Β· 3.5 baths Β· 2,915 sq ft
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4709432
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Welcome to 2249 Oak Terrace, a custom residence built by Majestik Homes in 2025 and thoughtfully enhanced with distinctive finishes and upgrades. Offering four bedrooms, three full baths, and one half bath, this modern home combines style and comfort in a convenient location near grocery stores, restaurants, scenic trails, parks, and schools. Inside, 10-foot ceilings and 9-foot impact-rated windows create a bright and inviting atmosphere. The gourmet kitchen features custom two-tone cabinetry, quartz countertops, designer-selected plumbing and lighting fixtures, and GE Monogram appliances, including a double oven, cooktop, built-in microwave, and wine refrigerator. A custom pantry buildout provides organized storage and space for a coffee bar, while natural wood floating shelves add warmth to the wine bar area. The open-concept living and dining areas flow to a covered lanai and private pool, creating an inviting setting for outdoor dining and entertaining. The pool is equipped with a Built Right 135XW heat pump, installed in November 2025. Enhanced landscaping and irrigation in the front and backyard complete the outdoor spaces. Upstairs, the primary suite features two walk-in closets with custom California Closets systems and a beautifully appointed bath with a freestanding soaking tub, oversized walk-in shower, and modern finishes. Three additional bedrooms, custom guest closet shelving, and a versatile loft provide space for guests, a home office, fitness area, or media room. Additional enhancements include a whole-home water filtration and softening system and an Aqua Twist reverse osmosis drinking-water system with a dedicated sink dispenser and connections to the refrigeratorβs water dispenser and ice maker. A whole-home security system installation by Leader Security Systems is scheduled for November 2026.
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 3 full, 1 half
- Living area
- 2,915 sqft
- Lot size
- 0.16 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,649/yr
- Listed
- Oct 27, 2026
- MLS #
- A4709432
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 2249 OAK TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$11,252
$9,542 of that is principal & interest. 15% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $9,542
- Property taxes
- $137
- Homeowners insurance
- $1,573
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,252
Over the life of the loan
- Loan amount
- $1,509,600
- Down payment
- $377,400
- Total interest
- $1,925,412
- Principal + interest paid
- $3,435,012
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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2249 Oak Ter, Sarasota, FL 34231
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4709432 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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